645 H St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 645 H St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 2002
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jun 2021)
Tax Bill	$3,553 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2018 Mortgage + 1 more
APN	`1943-01-0-01095-003-0019`

Property Details

APN / Parcel Number

Primary APN	`1943-01-0-01095-003-0019`
Alternative APN	`010264442`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	1,016 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	332 sqft
Shed	1 Shed
Shed Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	645 H ST
City	GERING
State	NE
Zip	69341-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 4, BLK 3, DEERFIELD ADD
Legal Range	55W
Legal Township	21N
Legal Section	1
Legal Subdivision	DEERFIELD ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	4
Census Block	4023
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 H ST, GERING, NE 69341-3755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 3, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Jun 15, 2021	Survivorship Deed, Transfer · VA Mortgage PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	20213297
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	645 H ST, GERING, NE 69341-3755
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMER TTL INS COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 H ST, GERING, NE 69341-3755

Mortgage

Document Number	0020253892
Date	Sep 26, 2025
Instrument	2025-3892

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	645 H ST, GERING, NE 69341-3755
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802946
Date	Jul 3, 2018
Instrument	2018-02946

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

June 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Jun 15, 2021
Property Address	645 H ST, GERING, NE 69341-3755
Document Number	0020213297
Instrument Date	Jun 14, 2021
Instrument	2021-3297
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$461.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0020213298
Date	Jun 15, 2021
Instrument	2021-3298

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,700 (+3.53%) Land $24,800 Building $193,900	$218,700 (+3.53%) Land $24,800 Building $193,900
2025	$3,553.00 (+3.59%)	$211,240 (+31.97%) Land $24,800 Building $186,440	$211,240 (+31.97%) Land $24,800 Building $186,440
2023	$3,430.00	$160,070 (-) Land $11,584 Building $148,486	$160,070 (-) Land $11,584 Building $148,486
2022	$3,430.00	$160,070 Land $11,584 Building $148,486	$160,070 Land $11,584 Building $148,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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