645 Grove Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 645 Grove Dr, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 754 sqft · built 1963
Lot Size0.082 acres (3,572 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Nov 2024)
Tax Bill$5,632 (2025)
Flood ZoneZone X (minimal risk)
APN084-061-35

Property Details

APN / Parcel Number

Primary APN084-061-35
Alternative APN
  • 084-061-35-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area754 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2020
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialOther
Lot Area3,572 sqft (0.082 acres)
TerrainSteep
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
Water SourceCommercial

Location & Zoning

Street Address645 GROVE DR
CityBOULDER CREEK
StateCA
Zip95006-9644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionREDWOOD GROVE
Legal Block11
Legal Lot Number45
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3054
Census Tract120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address645 GROVE DR, BOULDER CREEK, CA 95006-9644
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2024 · Amount on Record
Deed SaleNov 7, 2024 · Amount on Record
Prior SaleMar 3, 2011 · Amount on Record
Deed Document Number202422194
Prior Transfer DateNov 1, 2024
Prior Transfer Doc0000022193
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,800 (+2%) Land $269,280 Building $179,520
2025$5,632.00 (+182.31%)$440,000 (+216.2%) Land $264,000 Building $176,000
2023$1,995.00 (+2.73%) Homeowner's exemption$139,152 Land $83,491 Building $55,661$483,120
2022$1,942.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims18 (1982–2000)
Claims Outside the SFHA4 of 18
Most Recent ClaimFeb 2000 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Ridge Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grove Dr

Nearby Streets

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