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645 Gate Post Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 645 Gate Post Dr, Mount Pleasant, SC 29464 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,937 sqft · built 1997
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$875,000 (Mar 2022)
Tax Bill$3,576 (2025)
Deeds & MortgagesSep 2022 Mortgage
Mar 2022 Sale
Flood ZoneZone X (moderate risk)
APN532-14-00-250

Property Details

APN / Parcel Number

Primary APN532-14-00-250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,937 sqft Living Area
1st Floor Area828 sqft
Upper Floors Area1,109 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area176 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address645 GATE POST DR
CityMOUNT PLEASANT
StateSC
Zip29464-4944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -OLD VILLAGE LANDING DESCRIPTION -LOT 645 PHASE I
Legal SubdivisionOLD VILLAGE LANDING
Legal Phase1
Legal Lot Number645
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group4
Census Block4009
Census Tract4701

Owner

Source: Charleston County records · APN 532-14-00-250

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address645 GATE POST DR, MOUNT PLEASANT, SC 29464-4944
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Mar 31, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2022 · Amount on Record
Deed SaleMar 31, 2022 · Amount on Record
Prior SaleAug 08, 2016 · Amount on Record
Deed Book / Page1095 / 658
Prior Transfer DateJul 17, 2003
Prior Transfer DocD466/0386
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address645 GATE POST DR, MOUNT PLEASANT, SC 29464-4944
Transaction TypeMortgage
Record UpdatedJan 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011390844
DateSep 26, 2022
Book Page1139/844
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.15%
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.15%
IndexOther
Margin3
Max Rate9.15%

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateMar 31, 2022
Property Address645 GATE POST DR, MOUNT PLEASANT, SC 29464-4944
Document Number0010950658
Book / Page1095 / 658
Map ReferenceMB CL PG 87
Instrument DateFeb 24, 2022
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

AmountAmount Recorded
Tax$2,275.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 GATE POST DR, MT PLEASANT, SC 29464-4944

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,576.00 (+6.71%)
2024$3,351.00 (-59.96%)$35,000 (-3.13%)
2022$8,370.00$36,130$602,100 (-31.19%) Land $350,000 Building $252,100
2020$875,000 Land $650,000 Building $225,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190047014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 512 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies646 units insured
134 under condo master policies
Nearby Flood Claims72 (1980–2024)
Claims Outside the SFHA33 of 72
Most Recent ClaimAug 2024, rainfall accumulation, Hurricane Debby
Claims By Storm
  • Hurricane Idalia, Aug 2023 · 4 claims
  • Severe Storms And Flooding, Oct 2015 · 6 claims
  • Hurricane Hugo, Sep 1989 · 21 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 535 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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