Calaveras County property record for 645 Gardner Ln, Angels Camp, CA 95222
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1973 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $687 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-032-017-000 |
| Primary APN | 058-032-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Connected |
| Old Parcel Number | 058-032-017 |
|---|---|
| Street Address | 645 GARDNER LN |
| City | ANGELS CAMP |
| State | CA |
| Zip | 95222-9379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARLEI SUB TRACT 234 LOT 11A OF PM 12-121 |
| Legal Subdivision | BARLEI SUB |
| Legal Tract | 234 |
| Legal Lot Number | 11A |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ANGELS CITY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 121 |
Source: Calaveras County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 455, ALTAVILLE, CA 95221-0455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK |
| Aug 7, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 645 GARDNER LN, ANGELS CAMP, CA 95222-9379 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000007342 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2019-007342 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SAN ANDREAS, CA 95249 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 645 GARDNER LN, ANGELS CAMP, CA 95222-9379 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000008934 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 2019-008934 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SAN ANDREAS, CA 95249 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Municipality | Angels City |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Mark Twain Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $46,146 (+2%) Land $6,926 Building $39,220 | |
| 2025 | $687.00 (+2.38%) Homeowner's exemption | $45,242 (+4.04%) Land $6,791 Building $38,451 |
| 2023 | $671.00 (+24.72%) Homeowner's exemption | $43,487 Land $6,528 Building $36,959 |
| 2022 | $538.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2012 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 58% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANGELS serves 3,836 people · EPA ID CA0510003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 MPL Non-Compliance Jun 2013 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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