645 Fox Rd, Middle Bass, OH 43446 Property Records

Ottawa County property record for 645 Fox Rd, Middle Bass, OH 43446

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,586 sqft · built 1880
Lot Size	2.46 acres (107,288 sqft)
Owner	Individual Name on File
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`037711-3`

Property Details

APN / Parcel Number

Primary APN	`037711-3`
Alternative APN	`023-02870-03629-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	1,293 sqft
Upper Floors Area	1,293 sqft
Basement Area	732 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood
Lot Area	107,288 sqft (2.46 acres)
Garage Type	Mixed
Garage Area	1,160 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,134 sqft
Patio Area	378 sqft
Shed	1 Shed
Shed Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	037711-3
Street Address	645 FOX RD
City	MIDDLE BASS
State	OH
Zip	43446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 7 2 MAIN
Legal Subdivision	ISLAND OF MIDDLE BASS
Jurisdiction	OTTAWA OH
Township / Civil Division	PUT-IN-BAY
Census Block Group	1
Census Block	1010
Census Tract	50100

Owner

645 Fox Rd is owned and occupied by an individual who acquired it in May 2021.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	645 FOX RD, MIDDLE BASS, OH 43446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 5, 2021	Transfer on Death Deed, Transfer
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage ANSON H ANDRIST
Jan 16, 2019	Grant Deed, Transfer NOT AVAILABLE
Jan 16, 2019	Quit Claim Deed, Transfer HARTUNG TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2021
Transfer Doc	0000306312
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	645 FOX RD, MIDDLE BASS, OH 43446
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 FOX RD, MIDDLE BASS, OH 43446

Mortgage

Document Number	0000321360
Date	Oct 5, 2022
Book Page	1917/863
Instrument	2022-321360

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	471 Months
Due	Jan 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OTTAWA OH
Recording Date	May 5, 2021
Property Address	645 FOX RD, MIDDLE BASS, OH 43446
Document Number	0000306312
Book / Page	1837 / 466
Instrument Date	May 5, 2021
Instrument	2021-306312
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	645 FOX RD, MIDDLE BASS, OH 43446

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	645 FOX RD, MIDDLE BASS, OH 43446
Document Number	0000289028
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	HARTUNG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	645 FOX RD MIDDLE BASS OH 43446, MIDDLE BASS, OH 43446

Mortgage

Document Number	0000289028
Date	Oct 11, 2019
Book Page	001739/000540
Instrument	289028

Lender

Name	ANSON H ANDRIST
Address	2948 SCIOTO PL, COLUMBUS, OH 43221-4752

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTTAWA OH
Recording Date	Jan 16, 2019
Property Address	645 FOX RD, MIDDLE BASS, OH 43446
Document Number	0000282435
Book / Page	001706 / 000669
Instrument Date	Jan 15, 2019
Instrument	282435
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 FOX RD MIDDLE BASS OH 43446, MIDDLE BASS, OH 43446

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OH
Recording Date	Jan 16, 2019
Property Address	645 FOX RD, MIDDLE BASS, OH 43446
Document Number	0000282436
Book / Page	001706 / 000673
Instrument Date	Jan 8, 2019
Instrument	282436
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	HARTUNG TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 FOX RD MIDDLE BASS OH 43446, MIDDLE BASS, OH 43446

Tax Assessment & Valuation

The 2025 property tax bill for 645 Fox Rd was $3,188, down 0.3% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Put-in-Bay Township
Unified School District	Middle Bass Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,188.00 (-0.34%)	$166,219 (-) Land $75,047 Building $91,172
2024	$3,199.00 (+31.75%)	$166,219 (+55.51%) Land $75,047 Building $91,172	$474,910 Land $214,420 Building $260,490
2023	$2,428.00 (+6.49%)	$106,887 (-) Land $44,590 Building $62,297
2022	$2,280.00	$106,887 Land $44,590 Building $62,297
2021			$305,390 Land $127,400 Building $177,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Fox Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	83 units insured incl. 38 condo units
Nearby Flood Claims	72 (1978–2021)
Claims Outside the SFHA	7 of 72
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Fox Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Amplex Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fox Rd

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