645 Forest St, Denver, CO 80220 Property Records

Denver City property record for 645 Forest St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,575 sqft · built 1938
Lot Size	0.158 acres (6,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Mar 2019)
Tax Bill	$10,639 (2025)
Deeds & Mortgages	Jun 2026 Transfer Mar 2019 Sale & Mortgage + 1 more
APN	`06064-29-017-000`

Property Details

APN / Parcel Number

Primary APN	`06064-29-017-000`
Alternative APNs	`670406429017` `161772800`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,575 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	1,597 sqft
Basement Area	696 sqft
Finished Basement	497 sqft
Unfinished Basement	199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Glass
Construction Type	Frame
Lot Area	6,870 sqft (0.158 acres)
Garage Type	Detached
Garage Area	376 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	257 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	645 FOREST ST
City	DENVER
State	CO
Zip	80220-5152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-D1X
Legal Description	L 26 & N 9FT OF L 25 & S 21FT OF L 27 BLK 22 PORTER & RAYMONDS 2ND ADD TO MONTCLAIR
Legal Subdivision	PORTER & RAYMONDS 2ND ADD
Legal Block	22
Legal Lot Number	26
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3013
Census Tract	4302

Owner

Source: Denver City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 FOREST ST, DENVER, CO 80220-5152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 18, 2019	Warranty Deed, Transfer · ARM HSBC BANK USA
Apr 12, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Sep 9, 2013 · Amount on Record
Deed Document Number	201930849
Prior Transfer Date	Jun 9, 2003
Prior Transfer Doc	0000113637
Record Updated	Oct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DENVER CO
Recording Date	Jun 2, 2026
Property Address	645 FOREST ST, DENVER, CO 80220-5152
Document Number	0000069611
Instrument Date	May 29, 2026
Instrument	202669611
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 FOREST ST, DENVER, CO 80220-5152

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Mar 18, 2019
Property Address	645 FOREST ST, DENVER, CO 80220-5152
Document Number	0000030849
Instrument Date	Mar 14, 2019
Instrument	2019030849
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	645 FOREST ST, DENVER, CO 80220-5152

Mortgage

Document Number	0000030850
Date	Mar 18, 2019
Instrument	2019030850

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.26%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.26%
Index	1-Year LIBOR
Max Rate	8.26%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Apr 12, 2017
Property Address	645 FOREST ST, DENVER, CO 80220-5152
Document Number	0000048967
Instrument Date	Apr 10, 2017
Instrument	48967
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 FOREST ST DENVER CO 802205152, DENVER, CO 80220-5152

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,639.00 (+12.82%)	$139,070 (+14.27%) Land $47,230 Building $47,230	$1,972,600 (+5.41%) Land $669,900 Building $1,302,700
2023	$9,430.00 (+15.86%)	$121,700 (+14.78%) Land $41,200 Building $80,500	$1,871,400 (+22.67%) Land $669,900 Building $1,201,500
2022		$106,030 Land $25,600 Building $80,430	$1,525,600 Land $368,400 Building $1,157,200
2021	$8,139.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry.

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