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645 Fernberg Rd, Ely, MN 55731 Property Records

Lake County property record for 645 Fernberg Rd, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details1 bd · 480 sqft · built 2010
Lot Size10 acres (437,778 sqft)
Owner2 Individual Names on Record
Last Sale$71,000 (Sep 2018)
Tax Bill$1,159 (2026)
Deeds & MortgagesSep 2018 Sale
APN28-6311-21010

Property Details

APN / Parcel Number

Primary APN28-6311-21010

Interior

Bedrooms1 Bed
Stories1 Story
Building Area480 sqft Gross Area
1st Floor Area480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Lot Area437,778 sqft (10 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPatio
Porch Area120 sqft
Deck Area48 sqft
Lean-To120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address645 FERNBERG RD
CityELY
StateMN
Zip55731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW12 OF W12 OF NE14 OF NE14
Legal Range11W
Legal Township63N
Legal Section21
JurisdictionLAKE MN
Township / Civil DivisionFALL LAKE
Census Block Group1
Census Block1109
Census Tract370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address805 26TH ST, CLOQUET, MN 55720-2727
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2018 · Amount on Record
Deed SaleSep 11, 2018 · Amount on Record
Deed Document Number2018190529
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateSep 11, 2018
Property Address645 FERNBERG RD, ELY, MN 55731
Document NumberA000190529
Instrument DateJul 26, 2018
InstrumentA000190529
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 26TH ST, CLOQUET, MN 55720-2727

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
County SubdivisionFall Lake Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,159.00 (-8.88%)$181,000 (-2.06%) Land $75,500 Building $105,500$181,000 (-2.06%) Land $75,500 Building $105,500
2025$1,272.00
2023$184,800 Land $58,900 Building $125,900$184,800 Land $58,900 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 87% of Minnesota
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Treehouse Broadband
Fixed Wireless		900 / 500

May also be available: Frontier.

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