645 Fallen Oak Dr, Bertram, TX 78605 Property Records

Burnet County property record for 645 Fallen Oak Dr, Bertram, TX 78605 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2005
Square Footage	1,264 sqft Living Area
Lot Size	15,700 sqft (0.36 acres)
Garage	Carport, 500 sqft
Occupancy	Owner Occupied
Last Sale	$132,554 (2016)
Tax Bill	$3,644.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03925-0100-00009-000`
Alternative APN	`11444`

Interior

Building Area	1,264 sqft Living Area
1st Floor	1,264 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	15,700 sqft (0.36 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Garage Area	500 sqft Garage
Carport	Carport
Carport Area	500 sqft Carport

Exterior Amenities

Patio Area	4 sqft Patio
Porch	Porch
Porch Area	130 sqft Porch
Storage Building	66 sqft Storage Building

Location & Zoning

Street Address	645 FALLEN OAK DR
City	BERTRAM
State	TX
Zip	78605-4390
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S3925 COUNTRYSIDE OAKS LOT 9, SEC 1
Legal Subdivision	COUNTRYSIDE OAKS
Legal Block	1
Legal Lot Number	9
Jurisdiction	BURNET TX
Minor Civil Division	BERTRAM
Census Blockgroup	1
Census Block	1044
Census Tract	960102

Owner

Source: Burnet County records · APN 03925-0100-00009-000

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 FALLEN OAK DR, BERTRAM, TX 78605-4390
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2016 · Amount on Record
Deed Sale	May 03, 2016 · Amount on Record
Prior Sale	Aug 02, 2005 · Amount on Record
Deed Doc Number	20164037
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	645 FALLEN OAK DR, BERTRAM, TX 78605-4390
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601008
Date	Feb 02, 2026
Instrument	202601008

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2046

Tax Assessment & Valuation

Source: Burnet County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,644.00 (-1.11%) Homeowner's exemption	$277,959 (+6.46%) Land $25,000 Building $252,959	$277,959 (+6.46%) Land $25,000 Building $252,959
2024	$3,685.00 (+12.59%)
2023	$3,273.00 Homeowner's exemption	$261,095 Land $25,000 Building $236,095	$261,095 Land $25,000 Building $236,095

Flood & Wildfire

645 Fallen Oak Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Burnet County (48053C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 60th percentile of exposed land nationally · 42nd in Texas
Wildfire Likelihood	Moderate — about 1 in 847 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.