645 Evergreen St, Borger, TX 79007 Property Records

Hutchinson County property record for 645 Evergreen St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,268 sqft
Lot Size	0.152 acres (6,599 sqft)
Owner	Individual Name on Record
Last Sale	$65,300 (May 2013)
Tax Bill	$2,873 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit
APN	`02580-00001-00600-000000`

Property Details

APN / Parcel Number

Primary APN	`02580-00001-00600-000000`
Alternative APN	`14713`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	1,719 sqft

Exterior

Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Area	273 sqft
Porch	Porch
Porch Area	98 sqft

Location & Zoning

Account Number	02580-00001-00600-000000
Street Address	645 EVERGREEN ST
City	BORGER
State	TX
Zip	79007-6463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 BLK 1 YUCCA PARK
Legal Subdivision	YUCCA PARK ESTATES
Legal Block	1
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	5
Census Block	5012
Census Tract	950900

Owner

Source: Hutchinson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 EVERGREEN ST, BORGER, TX 79007-6463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2013 · Amount on Record
Deed Sale	May 6, 2013 · Amount on Record
Deed Document Number	2013350614
Deed Book / Page	1769 / 99
Prior Transfer Date	May 3, 2013
Prior Transfer Doc	001769/099
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON TX
Property Address	645 EVERGREEN ST, BORGER, TX 79007-6463
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002501/235
Date	Jan 26, 2026
Book Page	2501/235
Instrument	394091

Lender

Name	AMARILLO NATIONAL BANK
Type	Bank
Address	BORGER, TX 79007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Nov 26, 2040

Interest

Rate Type	Adjustable Rate
Rate	7%
Change Frequency	Monthly
Min Rate At Change	5%
Max Rate At Change	9%
Index	Prime Rate
Max Rate	13%

Tax Assessment & Valuation

Source: Hutchinson County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,873.00 (+163.1%) Homeowner's exemption	$117,110 (-8.2%)	$127,570 (-) Land $5,100 Building $122,470
2025	$1,092.00 (-12.99%) Homeowner's exemption	$127,570 (+9.09%) Land $5,100 Building $122,470	$127,570 (+9.09%) Land $5,100 Building $122,470
2023		$116,940 Land $5,100 Building $111,840	$116,940 Land $5,100 Building $111,840
2022	$1,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 78% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Pathwayz Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
AW Broadband Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20