645 Evergreen Ave, Hamden, CT 06518 Property Records

Hamden Town property record for 645 Evergreen Ave, Hamden, CT 06518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,964 sqft · built 1955
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (May 2004)
Tax Bill	$13,540 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2930 B:112 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2930 B:112 L:00-0000`
Alternative APN	`M:2930 B:112 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Gross Area	4,406 sqft
1st Floor Area	1,324 sqft
Basement Area	1,324 sqft
Unfinished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	645 EVERGREEN AVE
City	HAMDEN
State	CT
Zip	06518-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	112
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	5
Census Block	5000
Census Tract	166002

Owner

645 Evergreen Ave is owned and occupied by two individuals who bought it in May 2004.

Source: Hamden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 EVERGREEN AVE, HAMDEN, CT 06518-2452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 20, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CONNEX CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2004 · Amount on File
Deed Sale	May 26, 2004 · Amount on File
Prior Sale	Oct 1, 1998 · Amount on File
Deed Book / Page	2732 / 159
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Recording Date	Aug 12, 2026
Property Address	645 EVERGREEN AVE, HAMDEN, CT 06518-2452
Document Number	0000004709
Book / Page	5397 / 240
Instrument Date	Jul 20, 2026
Instrument	20264709
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 EVERGREEN AVE, HAMDEN, CT 06518-2452

Mortgage

Document Number	0000004709,
Date	Aug 12, 2026
Book Page	5397/240
Instrument	20264709

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	645 EVERGREEN AVE, HAMDEN, CT 06518-2452
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004971-216
Date	Apr 20, 2022
Book Page	4971/216
Instrument	2683

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	May 1, 2046

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	645 EVERGREEN AVE, HAMDEN, CT 06518-2452
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005063-28
Date	Mar 7, 2023
Book Page	5063/28
Instrument	1127

Lender

Name	CONNEX CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 645 Evergreen Ave was $13,540.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,540.00	$252,280 (-) Land $68,250 Building $184,030	$388,075 (+119.75%)
2025		$252,280 (+53.56%) Land $68,250 Building $184,030	$176,596 Land $47,775 Building $128,821
2024	$13,088.00 (+43.26%)	$164,290 (-) Land $47,110 Building $117,180
2023	$9,136.00	$164,290 Land $47,110 Building $117,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Evergreen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Evergreen Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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