645 Evans Ct, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 645 Evans Ct, Shoreview, MN 55126

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,768 sqft · built 1992
Lot Size	0.356 acres (15,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$789,000 (Jun 2024)
Tax Bill	$10,548 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-30-23-11-0078`

Property Details

APN / Parcel Number

Primary APN	`26-30-23-11-0078`
Alternative APNs	`8450408` `503297`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
1st Floor Area	1,438 sqft
Basement Area	1,058 sqft
Finished Basement	1,058 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	15,496 sqft (0.356 acres)
Lot Dimensions	149 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	503297
Street Address	645 EVANS CT
City	SAINT PAUL
State	MN
Zip	55126-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN VIEW LOT 12 BLK 1
Legal Range	23
Legal Township	30
Legal Section	26
Legal Subdivision	EVERGREEN VIEW
Legal Block	1
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	SHOREVIEW
Census Block Group	2
Census Block	2007
Census Tract	40709

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 EVANS CT, SAINT PAUL, MN 55126-2315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
Oct 5, 2018	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Deed Document Number	20241663143
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	645 EVANS CT, SHOREVIEW, MN 55126-2315
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04928346
Date	Jan 7, 2022
Instrument	A04928346

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	645 EVANS CT, SHOREVIEW, MN 55126-2315
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04910357
Date	Sep 29, 2021
Instrument	A04910357

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	645 EVANS CT, SHOREVIEW, MN 55126-2315
Document Number	0004731653
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	645 EVANS CT SHOREVIEW MN 551262315, SHOREVIEW, MN 55126-2315

Mortgage

Document Number	0004731653
Date	Oct 17, 2018
Instrument	4731653

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Shoreview City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$805,600 (+12.26%) Land $101,500 Building $704,100	$805,600 (+12.26%) Land $101,500 Building $704,100
2025	$10,548.00 (+11.01%)
2023	$9,502.00	$717,600 Land $101,500 Building $616,100	$717,600 Land $101,500 Building $616,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shoreview serves 26,750 people · EPA ID MN1620020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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