Chesapeake City property record for 645 Etheridge Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,856 sqft · built 1926 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Feb 2012) |
| Tax Bill | $3,144 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2021 Refinance + 1 more |
| APN | 0610000001171 |
| Primary APN | 0610000001171 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 256 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Carpet |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 95 ft deep x 193 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 175 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 645 ETHERIDGE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MULTI: MUL |
| Legal Description | MINOR SUB OF E H & J DEIBLER PROP .5 AC |
| Legal Subdivision | WHOLE MAP 061 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21012 |
Source: Chesapeake City records · APN 0610000001171
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 ETHERIDGE RD, CHESAPEAKE, VA 23322-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ABNB FEDERAL CREDIT UNION |
| Sep 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Aug 12, 2019 | Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 2012 · Amount on Record |
| Deed Sale | Feb 06, 2012 · Amount on Record |
| Deed Book / Page | 8603 / 849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 22, 2026 |
| Property Address | 645 ETHERIDGE RD, CHESAPEAKE, VA 23322-3403 |
| Document Number | 0000010130 |
| Book / Page | 10970 / 1147 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202610130 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 645 ETHERIDGE RD, CHESAPEAKE, VA 23322-3403 |
| Document Number | 0000010130, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 10970/1147 |
| Instrument | 202610130 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 645 ETHERIDGE RD, CHESAPEAKE, VA 23322-3403 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10454/726 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 10454/726 |
| Instrument | 210044431 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 645 ETHERIDGE RD, CHESAPEAKE, VA 23322-3403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | VIRGINIA HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 10043/144 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 10043/144 |
| Instrument | 190020868 |
| Name | TOWNEBANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Aug 07, 2054 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,144.00 (+2.75%) | $311,300 (+8.81%) Land $175,000 Building $136,300 | $311,300 (+8.81%) Land $175,000 Building $136,300 |
| 2024 | $3,060.00 (+32.12%) | ||
| 2023 | $286,100 (+9.2%) Land $165,000 Building $121,100 | $286,100 (+9.2%) Land $165,000 Building $121,100 | |
| 2022 | $262,000 Land $150,000 Building $112,000 | $262,000 Land $150,000 Building $112,000 | |
| 2019 | $2,316.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (1982–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 350 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures