645 Enos Ct, Santa Clara, CA 95051 Property Records

Santa Clara County property record for 645 Enos Ct, Santa Clara, CA 95051 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,505 sqft · built 1955
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on File
Last Sale	$3,330,000 (Mar 2025)
Tax Bill	$22,804 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`294-25-049`

Property Details

APN / Parcel Number

Primary APN	`294-25-049`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,505 sqft Living Area
Gross Area	1,454 sqft
1st Floor Area	1,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2024
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,300 sqft (0.122 acres)
Lot Dimensions	100 ft deep x 53 ft wide
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	645 ENOS CT
City	SANTA CLARA
State	CA
Zip	95051-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1284 MARIPOSA GARDENS BOOK 48 PAGE 28 PAGE 29 LOT 141
Legal Subdivision	MARIPOSA GARDENS
Legal Tract	1284
Legal Lot Number	141
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1006
Census Tract	506102

Owner

Source: Santa Clara County records · APN 294-25-049

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 ENOS CT, SANTA CLARA, CA 95051-6206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 14, 2022	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Jun 27, 2022	Affidavit of Death of Joint Tenant, Transfer
Jun 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	202525780874
Prior Transfer Date	Jun 27, 2022
Prior Transfer Doc	0025326704
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	645 ENOS CT, SANTA CLARA, CA 95051-6206
Transaction Type	Mortgage
Record Updated	Feb 03, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ENOS CT, SANTA CLARA, CA 95051-6206
Investor	Possibly a Property Investor

Mortgage

Document Number	0025934630
Date	Jan 26, 2026
Instrument	25934630

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 SOUTH TRYON STREET, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	10%
Index	Other
Max Rate	10%

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 14, 2022
Property Address	645 ENOS CT, SANTA CLARA, CA 95051-6206
Document Number	0025386494
Map Reference	MB 48 PG 28&29
Instrument Date	Sep 22, 2022
Instrument	25386494
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	645 ENOS CT, SANTA CLARA, CA 95051-6206

Mortgage

Document Number	0025386495
Date	Oct 14, 2022
Instrument	25386495

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 27, 2022
Property Address	645 ENOS CT, SANTA CLARA, CA 95051-6206
Document Number	0025326703
Map Reference	MB 48 PG 28&29
Instrument Date	Jun 27, 2022
Instrument	25326703
Transaction Type	Transfer
Record Updated	Jul 05, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	444 SARATOGA AVE APT 30E, 30E, SANTA CLARA, CA 95050-6260
Mail Care Of	NANCY LOUISE ROSA

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 27, 2022
Property Address	645 ENOS CT, SANTA CLARA, CA 95051-6206
Document Number	0025326704
Map Reference	MB 48 PG 28&29
Instrument Date	Jun 27, 2022
Instrument	25326704
Transaction Type	Transfer
Record Updated	Jul 05, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 SARATOGA AVE APT 30E, 30E, SANTA CLARA, CA 95050-6260

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$3,396,600 (+77.27%) Land $2,040,000 Building $1,356,600
2025	$22,804.00 (+25.7%)	$1,916,024 (+24.82%) Land $1,388,934 Building $527,090
2023	$18,142.00 (+2,054.63%)	$1,535,000 Land $1,335,000 Building $200,000
2022	$842.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855061021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 49 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	89 units insured 40 under condo master policies
Nearby Flood Claims	3 (1989–2023)
Most Recent Claim	Dec 2023

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 792 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Ridge Wireless	Fixed Wireless (unlicensed)	100 / 60
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Sail Internet Holdings, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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