645 Elderberry Cir, Orcutt (Santa Maria), CA 93455 Property Records

Santa Barbara County property record for 645 Elderberry Cir, Orcutt, CA 93455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,535 sqft · built 2013
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Mar 2018)
Tax Bill	$11,246 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-460-027`

Property Details

APN / Parcel Number

Primary APN	`101-460-027`
Alternative APN	`10146027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,535 sqft Total Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	645 ELDERBERRY CIR
City	SANTA MARIA
State	CA
Zip	93455-6093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Subdivision	RICE RANCH
Legal Lot Number	184
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA MARIA
Census Block Group	1
Census Block	1064
Census Tract	2006

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	645 ELDERBERRY CIR, SANTA MARIA, CA 93455-6093
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC
Mar 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 6, 2018	Grant Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Dec 13, 2013 · Amount on Record
Deed Document Number	20188664
Last Transfer Date	Jun 29, 2020
Transfer Doc	0000033818
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 7, 2020
Property Address	645 ELDERBERRY CIR, ORCUTT, CA 93455-6093
Document Number	0000033818
Map Reference	MB 203 PG 50-70
Instrument Date	Jun 29, 2020
Instrument	2020-0033818
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	645 ELDERBERRY CIR, ORCUTT, CA 93455-6093

Mortgage

Document Number	0000033819
Date	Jul 7, 2020
Instrument	2020-0033819

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 31, 2020
Property Address	645 ELDERBERRY CIR, ORCUTT, CA 93455-6093
Document Number	0000016373
Instrument Date	Feb 25, 2020
Instrument	16373
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	645 ELDERBERRY CIR ORCUTT CA 934556093, ORCUTT, CA 93455-6093

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 6, 2018
Property Address	645 ELDERBERRY CIR, ORCUTT, CA 93455-6093
Document Number	0000008664
Instrument Date	Feb 9, 2018
Instrument	8664
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	645 ELDERBERRY CIR SANTA MARIA CA 934556093, SANTA MARIA, CA 93455-6093

Mortgage

Document Number	8665
Date	Mar 6, 2018
Instrument	8665

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Elementary School District	Orcutt Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$858,828 (+2%) Land $278,537 Building $580,291
2025	$11,246.00 (+3.7%) Homeowner's exemption Additional exemption filed	$841,989 (+4.04%) Land $273,076 Building $568,913
2023	$10,845.00 (+1.7%) Homeowner's exemption Additional exemption filed	$809,295 Land $262,473 Building $546,822
2022	$10,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - ORCUTT private · serves 34,267 people · EPA ID CA4210016
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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