645 Edgewater Rd, Gladstone, OR 97027 Property Records

Clackamas County property record for 645 Edgewater Rd, Gladstone, OR 97027

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,360 sqft · built 1962
Lot Size	1.2 acres (52,283 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Oct 2021)
Tax Bill	$11,658 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2017 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`22E21B 01100`

Property Details

APN / Parcel Number

Primary APN	`22E21B 01100`
Alternative APN	`00545146`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,360 sqft Living Area
1st Floor Area	1,180 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Built-Up Asphalt
Lot Area	52,283 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	00545146
Street Address	645 EDGEWATER RD
City	GLADSTONE
State	OR
Zip	97027-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7.2
Legal Description	124 GLADSTONE PT BLK 115&116
Legal Range	02E
Legal Township	02S
Legal Section	21
Legal Quarter	NW
Legal Subdivision	GLADSTONE
Legal Block	115&116
Legal Lot Number	BLK
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1034
Census Tract	22108

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	645 EDGEWATER RD, GLADSTONE, OR 97027-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit PROVIDENCE FCU
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit PROVIDENCE FCU
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROOT EXECUTIVES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Oct 13, 2016
Deed Document Number	2021-095437
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 25, 2021
Property Address	645 EDGEWATER RD, GLADSTONE, OR 97027-1812
Document Number	0000095437
Instrument Date	Oct 15, 2021
Instrument	2021-095437
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	645 EDGEWATER RD, GLADSTONE, OR 97027-1812

Mortgage

Document Number	0000095438
Date	Oct 25, 2021
Instrument	2021-095438

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	645 EDGEWATER RD, GLADSTONE, OR 97027-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012925
Date	Feb 24, 2017
Instrument	2017-012925

Lender

Name	PROVIDENCE FCU
Type	Credit Union
Address	PORTLAND, OR 97222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	645 EDGEWATER RD, GLADSTONE, OR 97027-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038770
Date	Jun 9, 2017
Instrument	2017-038770

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	645 EDGEWATER RD, GLADSTONE, OR 97027-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023577
Date	Apr 17, 2018
Instrument	2018-023577

Lender

Name	PROVIDENCE FCU
Type	Credit Union
Address	PORTLAND, OR 97222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	645 EDGEWATER RD, GLADSTONE, OR 97027-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018403
Date	Mar 13, 2020
Instrument	2020-018403

Lender

Name	ROOT EXECUTIVES LLC
Type	Mortgage Company
Address	CLACKAMAS, OR 97015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Gladstone City
Unified School District	Gladstone School District 115 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,658.00 (+6.29%)	$578,592 (+6.09%)	$962,768 (+8.51%) Land $592,908 Building $369,860
2023	$10,968.00	$545,379	$887,266 Land $543,326 Building $343,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1983–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Dec 2025 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLADSTONE serves 12,121 people · EPA ID OR4100321
Water Source	Purchased surface water from NORTH CLACKAMAS COUNTY WC
Last State Inspection	Jun 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025 Haloacetic acids resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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