645 E Whitethorn Dr, Midland, MI 48640 Property Records

Midland County property record for 645 E Whitethorn Dr, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1962
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Aug 2010)
Tax Bill$1,887 (2025)
Flood ZoneZone X (minimal risk)
APN040-875-500-190-00

Property Details

APN / Parcel Number

Primary APN040-875-500-190-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
Basement Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Lot Area28,750 sqft (0.66 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address645 E WHITETHORN DR
CityMIDLAND
StateMI
Zip48640-8626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT14N R1E LOT 19 WILDWOOD SUB NO 1.
Legal SubdivisionWILDWOOD SUB
Legal Lot Number19
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group1
Census Block1028
Census Tract291200

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address645 E WHITETHORN DR, MIDLAND, MI 48640-8626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2010 · Amount on Record
Deed SaleAug 17, 2010 · Amount on Record
Last Transfer DateOct 16, 2015
Transfer Doc1591/0853
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,100 (+4.06%)$174,200 (+4.06%)
2025$1,887.00 (+0.21%) Homeowner's exemption$83,700$167,400
2024$1,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims7 (2017–2020)
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Whitethorn Dr

Nearby Streets

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