645 E Southmor Rd, Morris, IL 60450 Property Records

Grundy County property record for 645 E Southmor Rd, Morris, IL 60450 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on File
Tax Bill$9,129 (2025)
Deeds & MortgagesJun 2017 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-15-402-001

Property Details

APN / Parcel Number

Primary APN05-15-402-001

Exterior

Lot Area39,640 sqft (0.91 acres)

Location & Zoning

Street Address645 E SOUTHMOR RD
CityMORRIS
StateIL
Zip60450-8490
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEWEY ESTATES SUB LOT 2
Legal SubdivisionDEWEY ESTATES SUBDIVISION
Legal Lot Number2
JurisdictionGRUNDY IL
Township / Civil DivisionWAUPONSEE
Census Block Group1
Census Block1026
Census Tract500

Owner

Source: Grundy County records · APN 05-15-402-001

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address645 E SOUTHMOR RD, MORRIS, IL 60450-8490
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2017Deed of Trust, Mortgage · FHA Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jul 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address645 E SOUTHMOR RD, MORRIS, IL 60450-8490
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000570448
DateJun 15, 2017
Instrument570448
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2047
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address645 E SOUTHMOR RD, MORRIS, IL 60450-8490
Document Number0000597777
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyPENNYMAC LOAN SERVICES LLC, PENNYMAC LN SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 E SOUTHMOR RD MORRIS IL 604508490, MORRIS, IL 60450-8490

Mortgage

Document Number0000597777
DateNov 13, 2020
Instrument597777
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueNov 12, 2047

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionWauponsee Township
Elementary School DistrictMorris School District 54 (PK - 08)
Secondary School DistrictMorris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,129.00 (+24.48%)$115,316 (+16.9%) Land $21,942 Building $93,374$345,948 (+16.9%) Land $65,826 Building $280,122
2022$7,334.00 Homeowner's exemption$98,645 Land $18,770 Building $79,875$295,935 Land $56,310 Building $239,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grundy County (17063C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170630005001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims14 (1982–2020)
Claims Outside the SFHA2 of 14
Most Recent ClaimMay 2020, river or lake flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Benton Ridge Telephone CompanyFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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