645 E Southern Ave, Springfield, OH 45505 Property Records

Clark County property record for 645 E Southern Ave, Springfield, OH 45505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,144 sqft · built 1924
Lot Size0.149 acres (6,469 sqft)
OwnerCompany Name on File
Last Sale$67,500 (Jun 2025)
Tax Bill$1,613 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN340-07-00028-319-005

Property Details

APN / Parcel Number

Primary APN340-07-00028-319-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,144 sqft Living Area
Gross Area1,192 sqft
1st Floor Area572 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleOld Style
Exterior MaterialWood
Construction TypeFrame
Lot Area6,469 sqft (0.149 acres)
Lot Dimensions154 ft deep x 42 ft wide
TerrainAbove Road/Slope
Garage TypeDetached
Garage Area676 sqft
PorchEnclosed Frame Porch
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address645 E SOUTHERN AVE
CitySPRINGFIELD
StateOH
Zip45505-3123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS SI SOUTHERN W OF EAST ST
Legal Range9W
Legal Township5N
Legal Section28
Legal SubdivisionSOUTHERN
Legal Block319
Legal Lot Number5
JurisdictionCLARK OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1004
Census Tract1200

Owner

Source: Clark County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address645 E SOUTHERN AVE, SPRINGFIELD, OH 45505-3123
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2025Warranty Deed, Transfer · Commercial Mortgage
LOAN FUNDER LLC
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
WRIGHT-PATT CREDIT UNION INC
Oct 31, 2019Warranty Deed, Transfer
OHIO REAL ESTATE TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 6, 2025 · Amount on Record
Deed SaleJun 6, 2025 · Amount on Record
Prior SaleOct 31, 2019 · Amount on Record
Deed Document Number20257061
Deed Book / Page2253 / 918
Record UpdatedSep 20, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateJun 6, 2025
Property Address645 E SOUTHERN AVE, SPRINGFIELD, OH 45505-3123
Document Number0000007061
Book / Page2253 / 918
Instrument DateMay 30, 2025
Instrument202500007061
Transaction TypeTransfer
Record UpdatedJun 17, 2025
Title CompanyOHIO REAL ESTATE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 E SOUTHERN AVE, SPRINGFIELD, OH 45505-3123

Mortgage

Document Number0000007062
DateJun 6, 2025
Book Page2253/919
Instrument202500007062
Lender
NameLOAN FUNDER LLC
TypeMortgage Company
AddressNEW YORK, NY 10022
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueMay 30, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address645 E SOUTHERN AVE, SPRINGFIELD, OH 45505-3123
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHALLMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018942
DateDec 23, 2020
Book Page2183/640
Instrument202000018942
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateOct 31, 2019
Property Address645 E SOUTHERN AVE, SPRINGFIELD, OH 45505-3123
Document Number0000014252
Instrument DateOct 28, 2019
Instrument14252
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyOHIO REAL ESTATE TITLE

Transaction

AmountAmount Recorded
Tax$92.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 N JACKSON ST SPRINGFIELD OH 455042416, SPRINGFIELD, OH 45504-2416

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
MunicipalitySpringfield City
Unified School DistrictSpringfield City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,613.00 (+48.94%)$18,370 (+30.01%) Land $2,780 Building $15,590$52,480 (+30.03%) Land $7,930 Building $44,550
2024$1,083.00
2023$14,130 Land $2,540 Building $11,590
2022$40,360 Land $7,250 Building $33,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD CITY PWS
serves 60,680 people · EPA ID OH1204412
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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