645 E Ridgewood St, Orlando, FL 32803 Property Records

Orange County property record for 645 E Ridgewood St, Orlando, FL 32803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,714 sqft · built 1927
Lot Size	0.159 acres (6,919 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,223 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-4420-01-211`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-4420-01-211`
Alternative APNs	`292225442001211` `365394` `370666` `375060`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,714 sqft Living Area
Gross Area	4,129 sqft
1st Floor Area	1,410 sqft
Utility Area	66 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,919 sqft (0.159 acres)
Garage Type	Detached
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	222 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	645 E RIDGEWOOD ST
City	ORLANDO
State	FL
Zip	32803-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B/T/HP
Legal Description	LAKE EOLA SUB F/85 THE E 51 FT OF LOT 21 BLK A
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	LAKE EOLA SUB
Legal Tract	4420
Legal Block	A
Legal Lot Number	21
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1033
Census Tract	10201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

645 E Ridgewood St is owned and occupied by two individuals who acquired it in February 2026.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 E RIDGEWOOD ST, ORLANDO, FL 32803-5622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Correction Deed ACCOMODATION, ACCOMMODATION
Nov 9, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 9, 2026
Transfer Doc	0000085036
Record Updated	Jun 8, 2026

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 12, 2026
Property Address	645 E RIDGEWOOD ST, ORLANDO, FL 32803-5622
Document Number	0000085036
Map Reference	MB F PG 85
Instrument Date	Feb 9, 2026
Instrument	20260085036
Record Updated	Feb 26, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	645 E RIDGEWOOD ST, ORLANDO, FL 32803-5622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	645 E RIDGEWOOD ST, ORLANDO, FL 32803-5622

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Nov 9, 2022
Property Address	645 E RIDGEWOOD ST, ORLANDO, FL 32803-5622
Document Number	0000683103
Map Reference	MB 22 PG 27
Instrument Date	Oct 25, 2022
Instrument	20220683103
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5232 DRISCOLL CT, 5232, BELLE ISLE, FL 32812-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5232 DRISCOLL CT, BELLE ISLE, FL 32812-1002

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 18, 2019
Property Address	645 E RIDGEWOOD ST, ORLANDO, FL 32803-5622
Document Number	0000442973
Instrument Date	Jul 9, 2019
Instrument	442973
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

Tax Assessment & Valuation

The 2025 property tax bill for 645 E Ridgewood St was $4,223, up 4.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,244 (+2.7%)	$682,360 (-2.61%) Land $234,000 Building $448,360
2025	$4,223.00 (+4.32%) Homeowner's exemption Widower's exemption	$266,060	$700,670 Land $234,000 Building $466,670
2024	$4,048.00 (+5.47%)
2023	$3,838.00 (+1%) Homeowner's exemption Widower's exemption	$251,031 (+3%)	$650,675 (+22.69%) Land $234,000 Building $416,675
2022	$3,800.00 Homeowner's exemption Widower's exemption	$243,719	$530,350 Land $234,000 Building $296,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 E Ridgewood St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 E Ridgewood St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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