645 E Ridge Cir, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 645 E Ridge Cir, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,448 sqft · built 1966
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$261,500 (Dec 2018)
Tax Bill	$6,329 (2025)
Deeds & Mortgages	Mar 2019 Transfer Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-14-476-090`

Property Details

APN / Parcel Number

Primary APN	`05-14-476-090`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,448 sqft Living Area
1st Floor Area	2,448 sqft
Basement Area	1,786 sqft
Unfinished Basement	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	188 ft deep x 100 ft wide
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 E RIDGE CIR
City	KALAMAZOO
State	MI
Zip	49009-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	COUNTRY CLUB VILLAGE #3, LOT 91 *
Legal Subdivision	COUNTRY CLUB VILLAGE 3
Legal Lot Number	91
Jurisdiction	KALAMAZOO MI
Township / Civil Division	OSHTEMO
Census Block Group	2
Census Block	2000
Census Tract	2909

Owner

645 E Ridge Cir is owned and occupied by two individuals who acquired it in February 2019.

Source: Kalamazoo County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 E RIDGE CIR, KALAMAZOO, MI 49009-9107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2019	Intrafamily Transfer, Transfer
Dec 14, 2018	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Deed Document Number	201838813
Last Transfer Date	Feb 1, 2019
Transfer Doc	2019004993
Record Updated	Sep 20, 2026

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 4, 2019
Property Address	645 E RIDGE CIR, KALAMAZOO, MI 49009-9107
Document Number	2019004993
Map Reference	LB 28 PG 35
Instrument Date	Feb 1, 2019
Instrument	2019-004993
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	645 E RIDGE CIR, KALAMAZOO, MI 49009-9107

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 14, 2018
Property Address	645 E RIDGE CIR, KALAMAZOO, MI 49009-9107
Document Number	2018038813
Map Reference	LB 28 PG 35
Instrument Date	Nov 30, 2018
Instrument	2018-038813
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Tax	$2,248.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	645 E RIDGE CIR, 645, KALAMAZOO, MI 49009-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	645 E RIDGE CIR, KALAMAZOO, MI 49009-9107

Tax Assessment & Valuation

The 2025 property tax bill for 645 E Ridge Cir was $6,329 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Oshtemo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,100 (-6.91%)	$396,200 (-6.91%)
2025	$6,329.00 Homeowner's exemption	$212,800	$425,600
2023		$183,200	$366,400
2019	$4,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 E Ridge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 E Ridge Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Ridge Cir

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