Walworth County property record for 645 E North St, Whitewater, WI 53190
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,000 (Aug 2016) |
| Tax Bill | $2,019 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | A 34500001 |
| Primary APN | A 34500001 |
|---|
| Lot Area | 12,632 sqft (0.289 acres) |
|---|
| Old Parcel Number | /A34500001 |
|---|---|
| Street Address | 645 E NORTH ST |
| City | WHITEWATER |
| State | WI |
| Zip | 53190-2073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CERT SURVEY NO. 345 RECORDED IN VOL 2 CS PG 124 WCR. NE 1/4 SE 1/4 SEC 4 T4N R15E. CITY OF WHITEWATER OMITS /TR-58 |
| Legal Range | 15E |
| Legal Township | 04N |
| Legal Section | 04 |
| Legal Tract | 58 |
| Legal Lot Number | 1 |
| Jurisdiction | WALWORTH WI |
| Township / Civil Division | WHITEWATER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 400 |
645 E North St is owned by an individual who acquired it in February 2022.
Source: Walworth County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1330 TOWER HILL PASS, WHITEWATER, WI 53190-2690 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FORT COMMUNITY CU |
| Feb 24, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on File |
| Deed Sale | Aug 11, 2016 · Amount on File |
| Prior Sale | Aug 11, 2016 · Amount on File |
| Deed Document Number | 0000930214 |
| Last Transfer Date | Feb 24, 2022 |
| Transfer Doc | 0001056960 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 645 E NORTH ST, WHITEWATER, WI 53190-2073 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001056940 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 1056940 |
| Name | FORT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | FORT ATKINSON, WI 53538 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALWORTH WI |
| Recording Date | Feb 24, 2022 |
| Property Address | 645 E NORTH ST, WHITEWATER, WI 53190-2073 |
| Document Number | 0001056960 |
| Map Reference | DOC 675959 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 1056960 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 S JANESVILLE ST, WHITEWATER, WI 53190-1750 |
The 2025 property tax bill for 645 E North St was $2,019.
Source: Walworth County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Walworth County |
| Municipality | Whitewater City |
| Unified School District | Whitewater School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,019.00 | $126,200 Land $50,200 Building $76,000 | $127,256 Land $50,620 Building $76,636 |
| 2023 | $1,673.00 (+0.9%) | $106,100 (+11.45%) Land $50,200 Building $55,900 | |
| 2022 | $1,658.00 | $95,200 Land $50,200 Building $45,000 | $99,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 E North St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 E North St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Netwurx.
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