Cook County property record for 645 E Malibou Ln, Palatine, IL 60074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,040 sqft · built 1970 |
| Lot Size | 0.235 acres (10,235 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Mar 2017) |
| Tax Bill | $11,842 (2023) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-14-212-008 |
| Primary APN | 02-14-212-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,235 sqft (0.235 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 645 E MALIBOU LN |
|---|---|
| City | PALATINE |
| State | IL |
| Zip | 60074-3848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WILLOW)(WOOD) SUB OF PT SEC 14-42-10 |
| Legal Range | 10E |
| Legal Township | 42N |
| Legal Section | 14 |
| Legal Subdivision | WILLOW WOOD |
| Legal Lot Number | 165 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALATINE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 803605 |
645 E Malibou Ln is owned and occupied by an individual who bought it in March 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 E MALIBOU LN, PALATINE, IL 60074-3848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE |
| Mar 8, 2017 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2017 · Amount on File |
| Deed Sale | Mar 8, 2017 · Amount on File |
| Prior Sale | Jul 22, 1997 · Amount on File |
| Deed Document Number | 201746126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 645 E MALIBOU LN, PALATINE, IL 60074-3848 |
| Document Number | 2021121070 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 645 E MALIBOU LN PALATINE IL 600743848, PALATINE, IL 60074-3848 |
| Document Number | 2021121070 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 21121070 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 8, 2017 |
| Property Address | 645 E MALIBOU LN, PALATINE, IL 60074-3848 |
| Document Number | 1706746126 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 6746126 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 645 E MALIBOU LN PALATINE IL 600743848, PALATINE, IL 60074-3848 |
| Document Number | 1706746127 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 6746127 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOMBARD, IL 60148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palatine Township |
| Municipality | Palatine Village |
| Elementary School District | Palatine Community Consolidated School District 15 (PK - 08) |
| Secondary School District | Township High School District 211 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,219 Land $9,723 Building $35,496 | $452,190 Land $97,230 Building $354,960 | |
| 2023 | $11,842.00 (+3.37%) | ||
| 2022 | $11,456.00 | $40,000 Land $8,188 Building $31,812 | $400,000 Land $81,880 Building $318,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 645 E Malibou Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1987–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 645 E Malibou Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALATINE serves 70,875 people · EPA ID IL0312340 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Feb 2026 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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