645 E Madison St, Monticello, FL 32344 Property Records

Jefferson County property record for 645 E Madison St, Monticello, FL 32344

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1968
Lot Size0.114 acres (4,966 sqft)
OwnerIndividual Name on File
Tax Bill$520 (2025)
Flood ZoneZone X (minimal risk)
APN00-00-00-0470-0012-0012

Property Details

APN / Parcel Number

Primary APN00-00-00-0470-0012-0012
Alternative APN
  • 2164

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area672 sqft Living Area
Gross Area768 sqft
1st Floor Area672 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchFinished Screened Porch
Porch Area121 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address645 E MADISON ST
CityMONTICELLO
StateFL
Zip32344-2605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOTS 1 & 2 BLK 12 WIRICKS ADD ORB 599 P 411 & 660 P 557
Legal Range05E
Legal Township02N
Legal Section30
Legal SubdivisionWIRICKS ADD
Legal Block12
Legal Lot Number1,2
JurisdictionJEFFERSON FL
Township / Civil DivisionMONTICELLO
Census Block Group1
Census Block1042
Census Tract250105

Owner

645 E Madison St is owned and occupied by an individual who acquired it in March 2011.

Source: Jefferson County records, as of December 2, 2025

Owner of RecordIndividual Name on File
Mailing Address645 E MADISON ST, MONTICELLO, FL 32344-2605
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 27, 2011
Transfer Doc0006600557
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 645 E Madison St was $520 with exemptions applied.

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
MunicipalityMonticello City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$520.00 Homeowner's exemption Widower's exemption$33,779 (+2.9%)$40,634 (+2.38%) Land $5,214 Building $35,420
2024$520.00 (+7.88%) Homeowner's exemption$32,827 (+3%)$39,691 (-0.22%) Land $4,718 Building $34,973
2023$482.00 (+35.01%) Homeowner's exemption$31,871 (+3%)$39,780 (+6.75%) Land $4,469 Building $35,311
2022$357.00 Homeowner's exemption$30,943$37,263 Land $3,973 Building $33,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 E Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 E Madison St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTICELLO
serves 4,502 people · EPA ID FL1330478
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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