645 E Lucas St, Valliant, OK 74764 Property Records

McCurtain County property record for 645 E Lucas St, Valliant, OK 74764

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1975
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Tax Bill	$406 (2025)
Deeds & Mortgages	Aug 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`28445`

Property Details

APN / Parcel Number

Primary APN	`28445`
Alternative APN	`8199-26-06S-21E-2-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	2,875 sqft
1st Floor Area	3,771 sqft
Utility Area	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Mixed
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	318 sqft
Storage Building	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28445
Street Address	645 E LUCAS ST
City	VALLIANT
State	OK
Zip	74764-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY 26-6-21 B778/P218 BEG 163'E SW COR SESWNW N208.7' E160.9' S208.7' W160.9' TO POB B1111/P263, B1142/P423
Legal Range	21E
Legal Township	06S
Legal Section	26
Legal Subdivision	CITY LAND VALLIANT
Legal Block	6S
Legal Lot Number	21E
Jurisdiction	MCCURTAIN OK
Township / Civil Division	VALLIANT
Census Block Group	3
Census Block	3031
Census Tract	98400

Owner

Source: McCurtain County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 E LUCAS ST, VALLIANT, OK 74764-9025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Aug 16, 2022
Property Address	645 E LUCAS ST, VALLIANT, OK 74764-9025
Document Number	001142/423
Book / Page	1142 / 423
Instrument Date	Aug 15, 2022
Instrument	I-2001-608628
Transaction Type	Construction Loan
Record Updated	Jan 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$64.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E LUCAS ST, VALLIANT, OK 74764-9025

Mortgage

Document Number	I2001608629
Date	Aug 16, 2022
Instrument	I-2001-608629

Lender

Name	THE IDABEL NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2042

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Municipality	Valliant Town
Unified School District	Valliant Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,215 (+4.99%) Land $382 Building $4,833	$47,407 (-58.44%) Land $3,473 Building $43,934
2025	$406.00 (+8.56%)	$4,967 (+4.99%) Land $364 Building $4,603	$114,061 (+165.26%) Land $48,063 Building $65,998
2023	$374.00	$4,731 Land $347 Building $4,384	$43,000 Land $3,150 Building $39,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLIANT PWA serves 971 people · EPA ID OK3004812
Water Source	Purchased surface water from BROKEN BOW PWA
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2022 Haloacetic acids resolved · Apr 2022 E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Valliant Telephone Company Fiber	100 / 50
T-Mobile Fixed Wireless	100 / 20