645 E Kent Ave, Missoula, MT 59801 Property Records

Missoula County property record for 645 E Kent Ave, Missoula, MT 59801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,793 sqft · built 1938
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on Record
Last Sale	$61,300 (Aug 2020)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0452278`

Property Details

APN / Parcel Number

Primary APN	`R0452278`
Alternative APNs	`04-2200-27-3-18-11-0000` `0000710104` `0710104`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,793 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	963 sqft
Basement Area	928 sqft
Finished Basement	830 sqft
Unfinished Basement	98 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1985
Architectural Style	Modern
Exterior Material	Combination
Construction Type	Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	190 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000710104
Street Address	645 E KENT AVE
City	MISSOULA
State	MT
Zip	59801-6017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	MOUNT SENTINEL # 2, S27, T13 N, R19 W, BLOCK 3, LOT 11, W1/2 OF 12
Legal Subdivision	MOUNT SENTINEL # 2
Legal Block	3
Legal Lot Number	11
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1026
Census Tract	501

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	645 E KENT AVE, MISSOULA, MT 59801-6017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Aug 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BK
Sep 1, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	202016270
Deed Book / Page	1035 / 900
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	645 E KENT AVE, MISSOULA, MT 59801-6017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009950779
Date	Apr 20, 2018
Book Page	995/0779
Instrument	201806163

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	645 E KENT AVE, MISSOULA, MT 59801-6017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010010219
Date	Aug 13, 2018
Book Page	1001/0219
Instrument	201814003

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	AU TRAIN, MI 49806

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	645 E KENT AVE, MISSOULA, MT 59801-6017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010331328
Date	Jul 8, 2020
Book Page	1033/1328
Instrument	202013898

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	645 E KENT AVE, MISSOULA, MT 59801-6017
Document Number	0010350897
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E KENT AVE MISSOULA MT 598016017, MISSOULA, MT 59801-6017

Mortgage

Document Number	0010350897
Date	Aug 4, 2020
Book Page	001035/000897
Instrument	16267

Lender

Name	FIRST INTERSTATE BK
Type	Bank
Address	MISSOULA, MT 59806-4667

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 3, 2045

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Sep 1, 2017
Property Address	645 E KENT AVE, MISSOULA, MT 59801-6017
Document Number	0009851225
Book / Page	985 / 1225
Instrument Date	Aug 30, 2017
Instrument	201718167
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E KENT AVE, MISSOULA, MT 59801-6017

Mortgage

Document Number	201718168
Date	Sep 1, 2017
Instrument	201718168

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,200 (-) Land $267,825 Building $355,375	$623,200 (-) Land $267,825 Building $355,375
2025	$5,750.00 (-16.46%)	$623,200 (+8.29%)	$623,200 (+8.29%) Land $267,825 Building $355,375
2023	$6,883.00	$575,500	$575,500 Land $251,355 Building $324,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 54% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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