Oakland County property record for 645 E Huron St, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,254 sqft · built 1931 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Jan 2016) |
| Tax Bill | $2,965 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-11-326-018 |
| Primary APN | LM-16-11-326-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 1,223 sqft |
| Basement Area | 934 sqft |
| Unfinished Basement | 934 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 881 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 337 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 645 E HURON ST |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-2472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 11 RUGGLES' ADDITION E 1/2 OF LOTS 89 & 90 |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | RUGGLES' ADD |
| Legal Lot Number | 89-90 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 132500 |
Source: Oakland County records · APN LM-16-11-326-018
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 E HURON ST, MILFORD, MI 48381-2472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN LEGACY CU |
| Jul 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Dec 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| May 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2016 · Amount on Record |
| Deed Sale | Jan 05, 2016 · Amount on Record |
| Prior Sale | Mar 27, 2013 · Amount on Record |
| Deed Document Number | 20161294 |
| Deed Book / Page | 48939 / 266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 645 E HURON ST, MILFORD, MI 48381-2472 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 645 E HURON ST, MILFORD, MI 48381-2472 |
| Document Number | 0000460291 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 58200/326 |
| Instrument | 460291 |
| Name | MICHIGAN LEGACY CU |
|---|---|
| Type | Credit Union |
| Address | WYANDOTTE, MI 48192 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 645 E HURON ST, MILFORD, MI 48381-2472 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 645 E HURON ST, MILFORD, MI 48381-2472 |
| Document Number | 0000188792 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 56629/823 |
| Instrument | 188792 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 645 E HURON ST, MILFORD, MI 48381-2472 |
| Document Number | 0000006339 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 645 E HURON ST MILFORD MI 483812472, MILFORD, MI 48381-2472 |
| Document Number | 0000006339 |
|---|---|
| Date | Jan 09, 2020 |
| Book Page | 053685/000172 |
| Instrument | 6339 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 645 E HURON ST, MILFORD, MI 48381-2472 |
| Document Number | 0000089064 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 645 E HURON ST MILFORD MI 483812472, MILFORD, MI 48381-2472 |
| Document Number | 0000089064 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 051855/000116 |
| Instrument | 89064 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2048 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,965.00 (-10.45%) Homeowner's exemption | $137,670 (+14.57%) | $275,340 (+14.57%) |
| 2024 | $3,311.00 (+24.66%) | ||
| 2023 | $120,160 | $240,320 | |
| 2021 | $2,656.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.Net Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 386 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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