645 E Highland Ave, Wooster, OH 44691 Property Records

Wayne County property record for 645 E Highland Ave, Wooster, OH 44691

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,524 sqft · built 1958
Lot Size	0.568 acres (24,751 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2019)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`67-00592-000`

Property Details

APN / Parcel Number

Primary APN	`67-00592-000`
Alternative APN	`4090-4`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	3,048 sqft
Basement Area	1,524 sqft
Unfinished Basement	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Architectural Style	Ranch
Construction Type	Brick
Lot Area	24,751 sqft (0.568 acres)
Lot Dimensions	275 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	4090-4
Street Address	645 E HIGHLAND AVE
City	WOOSTER
State	OH
Zip	44691-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4559 90' MP 144 CD 1098
Legal Subdivision	LAFYATIS ALLOTMENT NO 1
Legal Lot Number	4559
Jurisdiction	WAYNE OH
Township / Civil Division	WOOSTER
Census Block Group	1
Census Block	1002
Census Tract	300

Owner

645 E Highland Ave is owned and occupied by an individual who bought it in February 2019.

Source: Wayne County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	645 E HIGHLAND AVE, WOOSTER, OH 44691-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE COMMERCIAL SAVINGS BANK
Feb 22, 2019	Fiduciary Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Prior Sale	Jan 1, 1987
Deed Document Number	20191758
Deed Book / Page	893 / 3781
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	645 E HIGHLAND AVE, WOOSTER, OH 44691-1725
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	VA TITLE AGENCY, NOVA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009577
Date	Jul 20, 2021
Book Page	928/1130
Instrument	202100009577

Lender

Name	THE COMMERCIAL SAVINGS BANK
Type	Bank
Address	MILLERSBURG, OH 44654

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WAYNE OH
Recording Date	Feb 22, 2019
Property Address	645 E HIGHLAND AVE, WOOSTER, OH 44691-1725
Document Number	0000001758
Book / Page	893 / 3781
Map Reference	VOL 5 PG 270
Instrument Date	Feb 22, 2019
Instrument	201900001758
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	NOVA TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 E HIGHLAND AVE, WOOSTER, OH 44691-1725

Mortgage

Document Number	0000001759
Date	Feb 22, 2019
Instrument	201900001759

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 645 E Highland Ave was $3,324 with a homeowner's exemption, down 1.1% from the year before.

Source: Wayne County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wayne County
Municipality	Wooster City
Unified School District	Wooster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,324.00 (-1.1%)	$81,070 (-) Land $20,250 Building $60,820	$231,640 (-) Land $57,870 Building $173,770
2024	$3,361.00 (+0.03%) Homeowner's exemption	$81,070 (-) Land $20,250 Building $60,820	$231,640 (-) Land $57,870 Building $173,770
2023	$3,360.00 (+12.22%) Homeowner's exemption	$81,070 (+41.02%) Land $20,250 Building $60,820	$231,640 Land $57,870 Building $173,770
2022	$2,994.00 Homeowner's exemption	$57,490 Land $14,360 Building $43,130
2020			$164,280 Land $41,040 Building $123,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 E Highland Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 645 E Highland Ave, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOOSTER CITY PWS serves 26,618 people · EPA ID OH8504512
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
MCTV Fiber · Cable in parts of the area	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000

May also be available: Omni Fiber, Verizon.

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