645 E Division St, Coal City, IL 60416 Property Records

Grundy County property record for 645 E Division St, Coal City, IL 60416

Property Summary

Property Type	Commercial
Details	4,480 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Sep 2020)
Tax Bill	$10,682 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-129-020`

Property Details

APN / Parcel Number

Primary APN	`09-02-129-020`

Interior

Units	6 Units
Building Area	4,480 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	645 E DIVISION ST
City	COAL CITY
State	IL
Zip	60416-1679
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ASSESSORS SUB OF PT N1/2 NW1/4 SEC 2-32-8, PT BLK 16 BEG 33'S & 210'W NE COR NW, S190' W50' N190' E50' TO POB SEC 2-32-8
Legal Range	08W
Legal Township	32N
Legal Section	02
Legal Subdivision	ASSESSORS SUBDIVISION
Legal Block	16
Jurisdiction	GRUNDY IL
Township / Civil Division	BRACEVILLE
Census Block Group	2
Census Block	2004
Census Tract	800

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	645 E DIVISION ST, COAL CITY, IL 60416-1679
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK
Sep 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 31, 2020	Deed of Trust, Mortgage HINSDALE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	2020595550
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	645 E DIVISION ST, COAL CITY, IL 60416-1679
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000626180
Date	Jun 21, 2024
Instrument	626180

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 3, 2020
Property Address	645 E DIVISION ST, COAL CITY, IL 60416-1679
Document Number	0000595550
Instrument Date	Aug 31, 2020
Instrument	595550
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	645 DIVISION ST COAL CITY IL 60416, COAL CITY, IL 60416

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	645 E DIVISION ST, COAL CITY, IL 60416-1679
Document Number	0000595551
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E DIVISION ST COAL CITY IL 604161679, COAL CITY, IL 60416-1679

Mortgage

Document Number	0000595551
Date	Sep 3, 2020
Instrument	595551

Lender

Name	HINSDALE BK&TR
Type	Bank
Address	HINSDALE, IL 60521

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Braceville Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,682.00 (+21.98%)	$149,422 (+21.99%) Land $6,443 Building $142,979	$448,266 (+21.99%) Land $19,329 Building $428,937
2022	$8,757.00	$122,491 Land $5,282 Building $117,209	$367,473 Land $15,846 Building $351,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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