645 E Champlain Dr, Apt 113, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 113, Fresno, CA 93730

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2.5 ba · 1,307 sqft · built 1988
Lot Size	0.098 acres (4,250 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Mar 2018)
Tax Bill	$3,619 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-180-52S`

Property Details

APN / Parcel Number

Primary APN	`401-180-52S`
Alternative APN	`40118052`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	1,307 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	4,250 sqft (0.098 acres)
Lot Dimensions	85 ft deep x 50 ft wide
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	645 E CHAMPLAIN DR, 113
City	FRESNO
State	CA
Zip	93730-1292
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R1
Legal Description	SUR RT LOT 52 & INT IN COM AREA TRACT #3787
Legal Subdivision	TRACT NO 3787
Legal Tract	3787
Legal Lot Number	52
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1021
Census Tract	5503

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	645 E CHAMPLAIN DR, 113, FRESNO, CA 93730-1292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL EMPLOYEES CU
Mar 23, 2018	Grant Deed, Transfer · Conventional Mortgage EDUCATIONAL EMP CU/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Prior Sale	Jan 21, 2000 · Amount on Record
Deed Document Number	201834091
Prior Transfer Date	Feb 13, 2003
Prior Transfer Doc	0000049983
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	645 E CHAMPLAIN DR APT 113, 113, FRESNO, CA 93730-1292
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 EAST CHAPLAIN DRIVE #113 113, 113, FRESNO, CA 93730-1292

Mortgage

Document Number	0000011311
Date	Jan 25, 2021
Instrument	2021-0011311

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2031

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 23, 2018
Property Address	645 E CHAMPLAIN DR APT 113, 113, FRESNO, CA 93730-1292
Document Number	0000034091
Instrument Date	Mar 15, 2018
Instrument	34091
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E CHAMPLAIN DR #113 FRESNO CA 937301292, 113, FRESNO, CA 93730-1292

Mortgage

Document Number	34092
Date	Mar 23, 2018
Instrument	34092

Lender

Name	EDUCATIONAL EMP CU/CA
Type	Credit Union
Address	FRESNO, CA 93711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2033

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$311,032 (+2%) Land $93,308 Building $217,724
2025	$3,619.00 (+3.55%) Homeowner's exemption	$304,934 (+4.04%) Land $91,479 Building $213,455
2023	$3,495.00 (+1.39%) Homeowner's exemption	$293,095 Land $87,928 Building $205,167
2022	$3,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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