645 E Central Ave, Santa Ana, CA 92707 Property Records

Orange County property record for 645 E Central Ave, Santa Ana, CA 92707

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 616 sqft · built 1910
Lot Size	0.157 acres (6,858 sqft)
Owner	2 Company Names on Record
Last Sale	$729,000 (Feb 2018)
Tax Bill	$10,286 (2025)
Deeds & Mortgages	May 2022 Transfer Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`016-134-30`

Property Details

APN / Parcel Number

Primary APN	`016-134-30`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	616 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	6,858 sqft (0.157 acres)
Garage Type	Detached

Location & Zoning

Street Address	645 E CENTRAL AVE
City	SANTA ANA
State	CA
Zip	92707-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR EMMETTS ADD BLK D LOT 16 EMMETTS ADD LOT 16 BLK D ALL -INC POR ABAN ALLEY
Legal Subdivision	EMMETTS ADD TO SOUTH SANTA ANA
Legal Tract	230
Legal Block	D
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2046
Census Tract	74003

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	645 E CENTRAL AVE, SANTA ANA, CA 92707-3517
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Intrafamily Transfer, Transfer
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FINANCIAL CORP
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FINANCIAL CORP
Feb 21, 2018	Grant Deed, Transfer · Conventional Mortgage VICTORIA FINANCIAL CORP
Dec 28, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	201861728
Prior Transfer Date	Apr 17, 2003
Prior Transfer Doc	0000438348
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 6, 2022
Property Address	645 E CENTRAL AVE, SANTA ANA, CA 92707-3517
Document Number	0000172409
Map Reference	MB 8 PG 13
Instrument Date	May 1, 2022
Instrument	2022000172409
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2125 LOUISE AVE, ARCADIA, CA 91006-4659

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	645 E CENTRAL AVE, SANTA ANA, CA 92707-3517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336296
Date	Sep 6, 2019
Instrument	2019000336296

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	645 E CENTRAL AVE, SANTA ANA, CA 92707-3517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425269
Date	Aug 21, 2020
Instrument	2020000425269

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 21, 2018
Property Address	645 E CENTRAL AVE, SANTA ANA, CA 92707-3517
Document Number	0000061728
Map Reference	MB8 PG3
Instrument Date	Feb 15, 2018
Instrument	2018000061728
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	201 LAS TUNAS DR, ARCADIA, CA 91007-8515

Mortgage

Document Number	0000061729
Date	Feb 21, 2018
Instrument	2018000061729

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 28, 2017
Property Address	645 E CENTRAL AVE, SANTA ANA, CA 92707-3517
Document Number	0000562573
Instrument Date	Dec 27, 2017
Instrument	562573
Transaction Type	Transfer
Record Updated	Jan 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1611 E SAINT ANDREW PL SANTA ANA CA 927054932, SANTA ANA, CA 92705-4932

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 9, 2017
Property Address	645 E CENTRAL AVE, SANTA ANA, CA 92707-3517
Document Number	0000237680
Instrument Date	Jun 6, 2017
Instrument	237680
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1611 E SAINT ANDREW PL SANTA ANA CA 927054932, SANTA ANA, CA 92705-4932

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Santa Ana City
Unified School District	Santa Ana Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$886,506 (+2%) Land $566,459 Building $320,047
2025	$10,286.00 (+9.98%)	$869,124 (+9.01%) Land $555,352 Building $313,772
2023	$9,353.00 (+1.02%)	$797,266 Land $533,788 Building $263,478
2022	$9,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ANA serves 316,184 people · EPA ID CA3010038
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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