645 E Bridge St, Apt 3, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 645 E Bridge St, Apt 3, Westbrook, ME 04092

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,340 sqft · built 2017
Owner	2 Individual Names on Record
Last Sale	$387,000 (Apr 2023)
Tax Bill	$4,197 (2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`WSBR M:013 B:003 L:013-B`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:013 B:003 L:013-B`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	2 Stories
Building Area	1,340 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	645 E BRIDGE ST, 3
City	WESTBROOK
State	ME
Zip	04092-4657
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	3
Legal Lot Number	13-B
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1009
Census Tract	2600

Owner

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 E BRIDGE ST, 3, WESTBROOK, ME 04092-4657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MASCOMA BANK
Jul 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SPROUT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	202312832
Deed Book / Page	40097 / 100
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Apr 28, 2023
Property Address	645 E BRIDGE ST APT 3, 3, WESTBROOK, ME 04092-4657
Document Number	0400970100
Book / Page	40097 / 100
Instrument Date	Apr 28, 2023
Instrument	12832
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 NORWOOD ST, PORTLAND, ME 04103-3184

Mortgage

Document Number	0000012833
Date	Apr 28, 2023
Instrument	12833

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 28, 2030
Max Rate At Change	2.88%
Index	Other

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Jul 27, 2021
Property Address	645 E BRIDGE ST APT 3, 3, WESTBROOK, ME 04092-4657
Document Number	0384720053
Book / Page	38472 / 53
Instrument Date	Jul 22, 2021
Instrument	53669
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	526 ROOSEVELT TRL, WINDHAM, ME 04062-4901

Mortgage

Document Number	0000053670
Date	Jul 27, 2021
Instrument	53670

Lender

Name	SPROUT MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,197.00 (+9.33%)	$251,600 (+18.62%) Land $82,800 Building $168,800
2022	$3,839.00	$212,100 Land $69,000 Building $143,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1996–2010)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Feb 2010 · Severe Winter Storm
Claims by Event	Severe Winter Storm, Feb 2010 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GoNetspeed.

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