645 E Birch Ct, Ontario, CA 91761 Property Records

San Bernardino County property record for 645 E Birch Ct, Ontario, CA 91761 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,000 sqft · built 1977
Lot Size	0.164 acres (7,137 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2010)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1050-551-39-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-551-39-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,137 sqft (0.164 acres)
Lot Dimensions	117 ft deep x 61 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 E BIRCH CT
City	ONTARIO
State	CA
Zip	91761-5418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8926 LOT 31
Legal Tract	8926
Legal Block	3
Legal Lot Number	31
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3000
Census Tract	1810

Owner

Source: San Bernardino County records · APN 1050-551-39-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 E BIRCH CT, ONTARIO, CA 91761-5418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 16, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2010 · Amount on Record
Deed Sale	Oct 14, 2010 · Amount on Record
Prior Sale	Oct 25, 2005 · Amount on Record
Deed Document Number	2010426801
Prior Transfer Date	Sep 22, 2010
Prior Transfer Doc	0000426801
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	645 E BIRCH CT, ONTARIO, CA 91761-5418
Document Number	0000391681
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 08, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E BIRCH CT ONTARIO CA 917615418, ONTARIO, CA 91761-5418

Mortgage

Document Number	0000391681
Date	Oct 26, 2018
Instrument	391681

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	645 E BIRCH CT, ONTARIO, CA 91761-5418
Document Number	0000413542
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E BIRCH CT ONTARIO CA 917615418, ONTARIO, CA 91761-5418

Mortgage

Document Number	0000413542
Date	Nov 13, 2018
Instrument	413542

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$248,291 (+2%) Land $91,476 Building $156,815
2025	$2,688.00 (+5.29%)	$243,422 (+4.04%) Land $89,682 Building $153,740
2023	$2,553.00 (+1.35%)	$233,970 Land $86,200 Building $147,770
2022	$2,519.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 859 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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