645 E 120th St, Cleveland, OH 44108 Property Records

Cuyahoga County property record for 645 E 120th St, Cleveland, OH 44108 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1924
Lot Size	0.092 acres (4,040 sqft)
Owner	Owner Name on File
Last Sale	$82,500 (Jul 2002)
Tax Bill	$652 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`110-04-042`

Property Details

APN / Parcel Number

Primary APN	`110-04-042`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	768 sqft
Basement Area	504 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,040 sqft (0.092 acres)
Lot Dimensions	101 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	645 E 120TH ST
City	CLEVELAND
State	OH
Zip	44108-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	364 ADAMS 0048 ALL MB110 PG04 MB00000 PG0000
Legal Subdivision	SPEEDWAY PARK
Legal Lot Number	48
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1000
Census Tract	116600

Owner

Source: Cuyahoga County records · APN 110-04-042

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	645 E 120TH ST, CLEVELAND, OH 44108-4203
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2002 · Amount on Record
Deed Sale	Jul 23, 2002 · Amount on Record
Prior Sale	Aug 13, 1998
Deed Document Number	0007230902
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	645 E 120TH ST, CLEVELAND, OH 44108-4203
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E 120TH ST C, C, CLEVELAND, OH 44108-4203

Mortgage

Document Number	0000000611
Date	Feb 05, 2024
Instrument	202402050611

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	73 Months
Due	Mar 01, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$652.00 (-3.41%) Homeowner's exemption Senior Citizen's exemption	$20,100 (-) Land $3,330 Building $16,770
2024	$675.00 (+4%) Homeowner's exemption Senior Citizen's exemption	$20,100 (+83.39%) Land $3,330 Building $16,770	$57,400 (+83.39%) Land $9,500 Building $47,900
2023	$135.00 (-83.66%) Homeowner's exemption Senior Citizen's exemption	$10,960 (-) Land $1,400 Building $9,560
2022	$826.00 Homeowner's exemption	$10,960 Land $1,400 Building $9,560
2021			$31,300 Land $4,000 Building $27,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 791 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
PCs for People	Fixed Wireless (licensed-by-rule)	100 / 100
DigitalC	Fixed Wireless (unlicensed)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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