645 Durham Rd, Guilford, CT 06437 Property Records

Guilford Town property record for 645 Durham Rd, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,284 sqft · built 1961
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Aug 1999)
Tax Bill	$10,076 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:8503513`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:8503513`
Alternative APN	`4898`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
Basement Area	1,604 sqft
Unfinished Basement	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4898
Street Address	645 DURHAM RD
City	GUILFORD
State	CT
Zip	06437-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	2
Census Block	2003
Census Tract	190301

Owner

Source: Guilford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 DURHAM RD, GUILFORD, CT 06437-2064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Line of Credit GUILFORD SAVINGS BANK
Dec 19, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 1999 · Amount on File
Deed Sale	Aug 9, 1999 · Amount on File
Deed Book / Page	518 / 1024
Last Transfer Date	Dec 18, 2019
Transfer Doc	947-174
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	645 DURHAM RD, GUILFORD, CT 06437-2064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	968-354
Date	Jan 15, 2021
Book Page	968/354
Instrument	2419380014

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Feb 1, 2040

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUILFORD CT
Recording Date	Dec 19, 2019
Property Address	645 DURHAM RD, GUILFORD, CT 06437-2064
Document Number	947-174
Book / Page	000947 / 000174
Instrument Date	Dec 18, 2019
Instrument	74650003
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 DURHAM RD GUILFORD CT 064372064, GUILFORD, CT 06437-2064

Tax Assessment & Valuation

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,076.00	$364,420 (-) Land $158,970 Building $205,450	$520,600 Land $227,100 Building $293,500
2024	$10,076.00 (+4.03%)	$364,420 (+7.96%) Land $158,970 Building $205,450
2023	$9,686.00 (+27.31%)	$337,540 (+47.52%) Land $158,970 Building $178,570
2022	$7,608.00	$228,810 Land $133,960 Building $94,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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