645 Dunstone Dr, Oroville, CA 95966 Property Records

Butte County property record for 645 Dunstone Dr, Oroville, CA 95966

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,035 sqft · built 2003
Lot Size	16.4 acres (716,126 sqft)
Owner	Individual Name on Record
Last Sale	$636,000 (Aug 2021)
Tax Bill	$7,197 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-430-004-000`

Property Details

APN / Parcel Number

Primary APN	`028-430-004-000`
Alternative APN	`028-430-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,035 sqft Living Area
1st Floor Area	3,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	716,126 sqft
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	028-430-004
Street Address	645 DUNSTONE DR
City	OROVILLE
State	CA
Zip	95966-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR-20
Legal Description	LOT 41 FORD & FOWLER SUB #2
Legal Subdivision	FORD & FOWLER SUB #2
Legal Lot Number	41
Jurisdiction	BUTTE CA
Township / Civil Division	PALERMO
Census Block Group	1
Census Block	1074
Census Tract	3300

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1369 LOWER HONCUT RD, OROVILLE, CA 95966-9680
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Aug 4, 2021	Grant Deed, Transfer · Commercial Mortgage HERBERT V CHEUNG AND JENNIE L CHEUN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Apr 17, 2015 · Amount on Record
Deed Document Number	202134771
Prior Transfer Date	Sep 18, 2002
Prior Transfer Doc	0000049775
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	645 DUNSTONE DR, OROVILLE, CA 95966-8008
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 DUNSTONE DR, OROVILLE, CA 95966-8008

Mortgage

Document Number	0000010285
Date	Mar 18, 2022
Instrument	2022-0010285

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 4, 2021
Property Address	645 DUNSTONE DR, OROVILLE, CA 95966-8008
Document Number	0000034771
Map Reference	MB 10 PG 6A,7A&8A
Instrument Date	Jul 27, 2021
Instrument	2021-0034771
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	IDEAL TITLE AND ESCROW COMPANY, BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1369 LOWER HONCUT RD, OROVILLE, CA 95966-9680

Mortgage

Document Number	0000034772
Date	Aug 4, 2021
Instrument	2021-0034772

Lender

Name	HERBERT V CHEUNG AND JENNIE L CHEUN
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Elementary School District	Bangor Union Elementary School District (KG - 08)
Secondary School District	Oroville Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$688,425 (+2%) Land $189,425 Building $499,000
2025	$7,197.00 (+1.41%)	$674,927 (+4.04%) Land $185,711 Building $489,216
2024	$7,097.00 (+1.37%)		$767,250
2023	$7,001.00 (+3.2%)	$648,720 Land $178,500 Building $470,220
2022	$6,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: Succeed.Net.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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