Pinellas County property record for 645 Duchess Blvd, Dunedin, FL 34698
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 1,162 sqft · built 1992 |
| Lot Size | 0.033 acres (1,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,500 (May 2023) |
| Tax Bill | $6,074 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-742-1263-0 |
| Primary APN | C62-000-742-1263-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,454 sqft (0.033 acres) |
| Lot Dimensions | 1 ft deep x 1 ft wide |
| View / Lot | Corner |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R157975 |
|---|---|
| Street Address | 645 DUCHESS BLVD |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-2555 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | CURLEW LANDINGS UNIT 2 LOT 25 TOGETHER WITH THE USE OF BOAT SLIP 1 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | CURLEW LANDINGS UNIT 2 |
| Legal Tract | 20136 |
| Legal Lot Number | 25 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 27106 |
645 Duchess Blvd, a planned unit development, is owned and occupied by two individuals who bought it in May 2023.
Source: Pinellas County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 DUCHESS BLVD, DUNEDIN, FL 34698-2555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Mar 10, 2020 | Warranty Deed, Transfer PLATINUM NATIONAL TITLE LLC, PLATINUM NAT'L TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on File |
| Deed Sale | May 5, 2023 · Amount on File |
| Prior Sale | Mar 10, 2020 · Amount on File |
| Deed Document Number | 2023118430 |
| Deed Book / Page | 22431 / 1485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 5, 2023 |
| Property Address | 645 DUCHESS BLVD, DUNEDIN, FL 34698-2555 |
| Document Number | 0224311485 |
| Book / Page | 22431 / 1485 |
| Map Reference | MB 103 PG 78-80 |
| Instrument Date | May 3, 2023 |
| Instrument | 2023118430 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ELEVATED TITLE SVCS LLC, ELEVATED TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,552.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 DUCHESS BLVD, DUNEDIN, FL 34698-2555 |
| Name | Verified Name |
|---|---|
| Address | 8969 BETHEL RD, CAZENOVIA, NY 13035-9515 |
| Document Number | 0224311487 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 22431/1487 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 10, 2020 |
| Property Address | 645 DUCHESS BLVD, DUNEDIN, FL 34698-2555 |
| Document Number | 0209152295 |
| Book / Page | 020915 / 002295 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 80635 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2020 |
| Title Company | PLATINUM NATIONAL TITLE LLC, PLATINUM NAT'L TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,890.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 645 DUCHESS BLVD DUNEDIN FL 346982555, DUNEDIN, FL 34698-2555 |
The 2025 property tax bill for 645 Duchess Blvd was $6,074 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,074.00 Homeowner's exemption | $386,656 Building $386,656 | $386,656 Building $386,656 |
| 2023 | $3,774.00 (+2.92%) Homeowner's exemption | $256,893 (+3%) | $361,594 (+18.81%) Building $361,594 |
| 2022 | $3,667.00 Homeowner's exemption | $249,411 | $304,339 Building $304,339 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 645 Duchess Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 741 condo units |
| Nearby Flood Claims | 417 (1988–2024) |
| Claims Outside the SFHA | 7 of 417 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Duchess Blvd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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