Lenawee County property record for 645 Dennis St, Adrian, MI 49221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,568 sqft · built 1872 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,453 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | XA0-422-2010-00 |
| Primary APN | XA0-422-2010-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 784 sqft |
| Year Built | Built 1872 |
|---|---|
| Effective Year Built | Effective 1872 |
| Architectural Style | Traditional |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 181 ft deep x 87 ft wide |
| Total Buildings | 10 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 645 DENNIS ST |
|---|---|
| City | ADRIAN |
| State | MI |
| Zip | 49221-3335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | S 21 FT OF LOT 6 & ALL LOT 7 BLK 11 L G & A S BERRYS CONTINUATION OF SOUTHERN ADDITION |
| Legal Subdivision | SOUTHERN ADD |
| Legal Block | 11 |
| Legal Lot Number | 6-7 |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | ADRIAN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 61302 |
645 Dennis St is owned and occupied by an individual.
Source: Lenawee County records, as of July 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 DENNIS ST, ADRIAN, MI 49221-3335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PREMIER BANK |
| Oct 10, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 645 DENNIS ST, ADRIAN, MI 49221-3335 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0026460088 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 2646/88 |
| Name | PREMIER BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 645 DENNIS ST, ADRIAN, MI 49221-3335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025520674 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 2552/0674 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 30, 2032 |
The 2025 property tax bill for 645 Dennis St was $1,453 with a homeowner's exemption, up 2.2% from the year before.
Source: Lenawee County assessment roll, as of July 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Adrian City |
| County | Lenawee County |
| Unified School District | Adrian City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,100 (+8.98%) | $92,200 (+8.98%) | |
| 2025 | $1,453.00 (+2.18%) Homeowner's exemption | $42,300 | $84,600 |
| 2024 | $1,422.00 | ||
| 2023 | $34,100 (+6.9%) | $68,200 (+6.9%) | |
| 2022 | $31,900 | $63,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Dennis St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 Dennis St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADRIAN serves 23,663 people · EPA ID MI0000040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| D&P Communications Fiber | 4,000 / 4,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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