Virginia Beach City property record for 645 Declaration Rd, Virginia Beach, VA 23462 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,732 sqft Living Area |
| Lot Size | 7,795 sqft (0.179 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $305,000 (2021) |
| Tax Bill | $3,296.00 (2024) |
Source: Virginia Beach City records · APN 1477-39-9404
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 DECLARATION RD, VIRGINIA BEACH, VA 23462-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Oct 03, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Dec 06, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage THE FEDERAL SAVINGS BANK |
| Mar 18, 2021 | Deed, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2021 · Amount on Record |
| Deed Doc Number | 20212605 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 645 DECLARATION RD, VIRGINIA BEACH, VA 23462-2252 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 645 DECLARATION RD, VIRGINIA BCH, VA 23462-2252 |
| Document Number | 0000000898 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 202503040898 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 645 DECLARATION RD, VIRGINIA BEACH, VA 23462-2252 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000004 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 202203060004 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Mar 18, 2021 |
| Property Address | 645 DECLARATION RD, VIRGINIA BEACH, VA 23462-2252 |
| Document Number | 0000002605 |
| Map Reference | MB 58 PG 16&17 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 202103022605 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 645 DECLARATION RD, VIRGINIA BEACH, VA 23462-2252 |
| Document Number | 0000002606 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 202103022606 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Virginia Beach City records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,342.00 (-28.94%) | $340,400 (+7.25%) Land $135,000 Building $205,400 | $340,400 (+7.25%) Land $135,000 Building $205,400 |
| 2024 | $3,296.00 (+4.9%) | ||
| 2023 | $3,142.00 | $317,400 Land $130,000 Building $187,400 | $317,400 Land $130,000 Building $187,400 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1477-39-9404 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 2,276 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Paneling Interior Structure |
| Elevator | Elevator |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,795 sqft (0.179 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 348 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 251 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 1477-39-9404 |
|---|---|
| Street Address | 645 DECLARATION RD |
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23462-2252 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PEMBROKE MANOR SEC 3 LOT 6 BLK 29 |
| Legal Subdivision | PEMBROKE MANOR |
| Legal Block | 29 |
| Legal Lot Number | 6 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Minor Civil Division | VIRGINIA BEACH |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 41003 |
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