645 Dairy Dr, Smyrna, DE 19977 Property Records

Kent County property record for 645 Dairy Dr, Smyrna, DE 19977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,320 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Sep 2025)
Tax Bill	$948 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-17-019.17-02-26.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-17-019.17-02-26.00-000`
Alternative APNs	`DC17019.170226.00/000` `51084` `59972`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Basement Area	630 sqft
Finished Basement	630 sqft
Unfinished Basement	630 sqft
Game Room	Game Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	140 ft deep x 20 ft wide
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	59972
Street Address	645 DAIRY DR
City	SMYRNA
State	DE
Zip	19977-1781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SUNNYSIDE VILLAGE SEC 3 LOT 26T 645 DAIRY DRIVE
Legal Subdivision	SUNNYSIDE VILLAGE SEC 3
Legal Lot Number	26T
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	3
Census Block	3007
Census Tract	40205

Owner

645 Dairy Dr is owned and occupied by an individual who bought it in September 2025.

Source: Kent County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	645 DAIRY DR, SMYRNA, DE 19977-1781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Mar 19, 2021	Deed, Transfer · USDA Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Mar 19, 2021 · Amount on File
Deed Document Number	2025521859
Deed Book / Page	13793 / 282
Prior Transfer Date	Oct 21, 2005
Prior Transfer Doc	0000032965
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Sep 26, 2025
Property Address	645 DAIRY DR, SMYRNA, DE 19977-1781
Document Number	0000521859
Book / Page	13793 / 282
Map Reference	MB 51 PG 80
Instrument Date	Sep 23, 2025
Instrument	2025-521859
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	645 DAIRY DR, SMYRNA, DE 19977-1781

Mortgage

Document Number	0000521860
Date	Sep 26, 2025
Instrument	2025-521860

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Mar 19, 2021
Property Address	645 DAIRY DR, SMYRNA, DE 19977-1781
Document Number	0000412341
Book / Page	10903 / 20
Map Reference	MB 51 PG 80
Instrument Date	Mar 19, 2021
Instrument	2021-412341
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	645 DAIRY DR, SMYRNA, DE 19977-1781
Investor	Possibly a Property Investor

Mortgage

Document Number	0000412342
Date	Mar 19, 2021
Instrument	2021-412342

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 645 Dairy Dr was $948, up 1.4% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Smyrna Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$948.00 (+1.39%)	$223,100 (-) Land $49,600 Building $173,500
2025	$935.00	$223,100 Land $49,600 Building $173,500
2023	$948.00	$35,700 Land $4,200 Building $31,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 Dairy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Dairy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMYRNA WATER DEPARTMENT serves 11,813 people · EPA ID DE0000657
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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