San Diego County property record for 645 Crest Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,873 sqft Living Area |
| Lot Size | 10,000 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,075,000 (2020) |
| Tax Bill | $14,862.00 (2025) |
| Primary APN | 259-460-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,873 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 10,000 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 645 CREST DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4125 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 191 TR 007705 |
| Legal Subdivision | SUMMERFIELD ENCINITAS |
| Legal Tract | 007705 |
| Legal Block | 4 |
| Legal Lot Number | 191 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 17403 |
Source: San Diego County records · APN 259-460-10-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 CREST DR, ENCINITAS, CA 92024-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 14, 2020 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BK |
| Jul 16, 2020 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Aug 16, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on Record |
| Deed Sale | Jul 16, 2020 · Amount on Record |
| Deed Doc Number | 2020383892 |
| Prior Transfer Date | Nov 05, 2008 |
| Prior Transfer Doc | 0000615664 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 645 CREST DR, ENCINITAS, CA 92024-4125 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 645 CREST DR, ENCINITAS, CA 92024-4125 |
| Document Number | 0000246138 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2022-0246138 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 645 CREST DR, ENCINITAS, CA 92024-4125 |
| Document Number | 0000383894 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2846 OTERO CT #103 CARLSBAD CA 920106735, 103, CARLSBAD, CA 92010-6735 |
| Document Number | 0000383894 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 383894 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 16, 2020 |
| Property Address | 645 CREST DR, ENCINITAS, CA 92024-4125 |
| Document Number | 0000383892 |
| Map Reference | MAP 7705 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020-0383892 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 645 CREST DR, ENCINITAS, CA 92024-4125 |
| Document Number | 0000383893 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020-0383893 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Number | 0000383894 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020-0383894 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 16, 2019 |
| Property Address | 645 CREST DR, ENCINITAS, CA 92024-4125 |
| Document Number | 0000347705 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 347705 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 645 CREST DR ENCINITAS CA 920244125, ENCINITAS, CA 92024-4125 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,353,347 (+2%) Land $1,059,916 Building $293,431 | |
| 2025 | $14,862.00 (+15.25%) Homeowner's exemption | $1,326,812 (+12.59%) Land $1,039,134 Building $287,678 |
| 2023 | $12,896.00 (+7.59%) Homeowner's exemption | $1,178,430 Land $998,784 Building $179,646 |
| 2022 | $11,986.00 |
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