Guadalupe County property record for 645 Cotton Patch, Schertz, TX 78154 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,491 sqft Living Area |
| Lot Size | 6,050 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2024) |
| Tax Bill | $6,086.00 (2025) |
| Primary APN | 1G1664100102600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,491 sqft Living Area |
| Gross Area | 3,019 sqft Gross Area |
| 1st Floor | 1,339 sqft 1st Floor |
| 2nd Floor | 1,152 sqft 2nd Floor |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,050 sqft (0.139 acres) |
| Depth X Width | 110 ft x 55 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 380 sqft Garage |
| Patio Area | 112 sqft Patio |
| Porch | Covered Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Water Source | Commercial Water Source |
| Street Address | 645 COTTON PATCH |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-1842 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KRAMER FARM UNIT #1 BLOCK 1 LOT 26 |
| Legal Subdivision | KRAMER FARM UNIT #1 |
| Legal Tract | 26 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | GUADALUPE TX |
| Minor Civil Division | SCHERTZ-CIBOLO |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 210706 |
Source: Guadalupe County records · APN 1G1664100102600000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 COTTON PATCH, SCHERTZ, TX 78154-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING |
| Mar 13, 2024 | Owelty Deed/Owelty Agreement, Transfer · Stand Alone First Mortgage ERIC VROOMEN |
| Jun 21, 2021 | Vendor's Lien, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 20245579 |
| Prior Transfer Date | Jun 17, 2021 |
| Prior Transfer Doc | 0099021227 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 03, 2026 |
| Property Address | 645 COTTON PATCH, SCHERTZ, TX 78154-1842 |
| Document Number | 0000020806 |
| Instrument Date | Jul 26, 2026 |
| Instrument | 202620806 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 645 COTTON PATCH, SCHERTZ, TX 78154-1842 |
| Document Number | 0000020806, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 202620806 |
| Name | AMERICAN FINANCING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Owelty Deed/Owelty Agreement |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 13, 2024 |
| Property Address | 645 COTTON PATCH, SCHERTZ, TX 78154-1842 |
| Document Number | 0099005579 |
| Instrument Date | Mar 08, 2024 |
| Instrument | 202499005579 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | ALAMO TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 COTTON PATCH, SCHERTZ, TX 78154-1842 |
| Document Number | 0099005580 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 202499005580 |
| Name | ERIC VROOMEN |
|---|---|
| Type | Private Party |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0099005582 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 202499005582 |
| Name | PILGRIM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 21, 2021 |
| Property Address | 645 COTTON PATCH, SCHERTZ, TX 78154-1842 |
| Document Number | 0099021227 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 202199021227 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 COTTON PATCH, SCHERTZ, TX 78154-1842 |
| Document Number | 0099021228 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 202199021228 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,985 (-5.1%) Land $42,465 Building $258,520 | $300,985 (-5.1%) Land $42,465 Building $258,520 | |
| 2025 | $6,086.00 (+28.94%) | $317,163 (-1.87%) Land $36,987 Building $280,176 | $317,163 (-1.87%) Land $36,987 Building $280,176 |
| 2024 | $4,720.00 (-8.22%) | ||
| 2023 | $5,143.00 (-18.8%) Homeowner's exemption | $323,200 Land $40,180 Building $283,020 | $323,200 Land $40,180 Building $283,020 |
| 2022 | $6,334.00 |
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