645 Cornell St, Ottawa, IL 61350 Property Records

LaSalle County property record for 645 Cornell St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details904 sqft · built 1950
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$158,000 (Oct 2025)
Tax Bill$4,201 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-14-226-023

Property Details

APN / Parcel Number

Primary APN22-14-226-023
Alternative APN
  • 18-14-253-016

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area904 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address645 CORNELL ST
CityOTTAWA
StateIL
Zip61350-3823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE HILL 2ND ADD PT LT 17, LT 2 (EX N6') & ALL LT 2 1/2 BLK 20 SEC 14-33-3
Legal Range03
Legal Township33
Legal Section14
Legal SubdivisionCOLLEGE HILL 2ND ADD
Legal Block20
Legal Lot Number17-1
JurisdictionLASALLE IL
Township / Civil DivisionSOUTH OTTAWA
Census Block Group3
Census Block3008
Census Tract963600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 CORNELL ST, OTTAWA, IL 61350-3823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST FSB
Aug 25, 2017Deed, Transfer · FHA Mortgage
FIRST FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2025 · Amount on Record
Deed SaleOct 22, 2025 · Amount on Record
Prior SaleAug 25, 2017 · Amount on Record
Deed Document Number202511425
Prior Transfer DateOct 6, 2005
Prior Transfer Doc200620868
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateOct 22, 2025
Property Address645 CORNELL ST, OTTAWA, IL 61350-3823
Document Number0202511425
Instrument DateOct 21, 2025
Instrument2025-11425
Transaction TypeTransfer
Record UpdatedNov 5, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$237.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CORNELL ST, OTTAWA, IL 61350-3823

Mortgage

Document Number0202511426
DateOct 22, 2025
Instrument2025-11426
Lender
NameFIRST FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2040

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionLASALLE IL
Recording DateAug 25, 2017
Property Address645 CORNELL ST, OTTAWA, IL 61350-3823
Document Number201713022
Instrument DateAug 23, 2017
Instrument201713022
Transaction TypeTransfer
Record UpdatedJun 7, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201713023
DateAug 25, 2017
Instrument201713023
Lender
NameFIRST FSB
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionSouth Ottawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,201.00 (+7.03%)$47,717 (+8.5%) Land $7,893 Building $39,824$143,151 (+8.5%) Land $23,679 Building $119,472
2024$3,925.00$43,979 (+8.74%) Land $7,275 Building $36,704$131,937 (+8.74%) Land $21,825 Building $110,112
2023$40,444 (+9.53%) Land $6,690 Building $33,754$121,332 (+9.53%) Land $20,070 Building $101,262
2022$36,925 Land $7,970 Building $28,955$110,775 Land $23,910 Building $86,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fixed Wireless · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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