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645 Concord Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 645 Concord Rd, Davidson, NC 28036 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 2,879 sqft · built 1994
Lot Size0.37 acres (16,151 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Jun 2021)
Tax Bill$6,059 (2023)
Deeds & MortgagesJan 2024 Line of Credit
Mar 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-155-16

Property Details

APN / Parcel Number

Primary APN003-155-16

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,879 sqft Heated Area
Gross Area2,905 sqft
1st Floor Area1,397 sqft
Upper Floors Area646 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Lot Area16,151 sqft (0.37 acres)
Garage Area460 sqft

Exterior Amenities

PorchPorch
Porch Area42 sqft
Deck Area300 sqft
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number003-155-16
Street Address645 CONCORD RD
CityDAVIDSON
StateNC
Zip28036-9033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1-4 B1 M3-214
Legal SubdivisionEASTERN HEIGHTS
Legal Block1
Legal Lot Number1-4 4
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group3
Census Block3000
Census Tract6403

Owner

Source: Mecklenburg County records · APN 003-155-16

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address645 CONCORD RD, DAVIDSON, NC 28036-9033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Mar 24, 2022Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Jun 30, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleOct 14, 2016 · Amount on Record
Deed Document Number0036245439
Deed Book / Page36245 / 439
Record UpdatedJun 07, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address645 CONCORD RD, DAVIDSON, NC 28036-9033
Transaction TypeMortgage
Record UpdatedJan 26, 2024
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CONCORD RD, DAVIDSON, NC 28036-9033

Mortgage

Document Number0000002944
DateJan 11, 2024
Book Page38578/551
Instrument2024002944
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBREVARD, NC 28712
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 17, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address645 CONCORD RD, DAVIDSON, NC 28036-9033
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CONCORD RD, DAVIDSON, NC 28036-9033

Mortgage

Document Number0000045935
DateMar 24, 2022
Book Page37185/222
Instrument2022045935
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressDAVIDSON, NC 28035
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 04, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 30, 2021
Property Address645 CONCORD RD, DAVIDSON, NC 28036-9033
Document Number0000127600
Book / Page36245 / 439
Map ReferenceMB 3 PG 214
Instrument DateJun 28, 2021
Instrument2021127600
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 W PLAZA DR, MOORESVILLE, NC 28117-6806

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CONCORD RD, DAVIDSON, NC 28036-9033

Mortgage

Document Number0000127601
DateJun 30, 2021
Instrument2021127601
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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