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645 Concerto Ln, Silver Spring, MD 20901 Property Records

Montgomery County property record for 645 Concerto Ln, Silver Spring, MD 20901 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3 Baths
Architecture StyleTownhouse
Year BuiltBuilt 1982
Square Footage2,006 sqft Living Area
Lot Size1,680 sqft (0.039 acres)
OccupancyOwner Occupied
Last Sale$389,000 (2020)
Tax Bill$4,545.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-02046880
Alternative APN
  • 02046880

Interior

Full Baths3 Baths
Partial Baths2 Partial Baths
Building Area2,006 sqft Living Area
1st Floor756 sqft 1st Floor
Basement Area536 sqft Basement
Finished Basement536 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTownhouse Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area1,680 sqft (0.039 acres)
Deck Area120 sqft Deck
PorchOpen Porch
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number02046880
Street Address645 CONCERTO LN
CitySILVER SPRING
StateMD
Zip20901-5008
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionDUMONT OAKS
Legal SubdivisionDUMONT OAKS
Legal BlockA
Legal Lot Number54
JurisdictionMONTGOMERY MD
Minor Civil Division5
Census Blockgroup2
Census Block2002
Census Tract701506

Owner

Source: Montgomery County records · APN 05-02046880

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address645 CONCERTO LN, SILVER SPRING, MD 20901-5008
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 26, 2020Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Jun 26, 2020
  • Deed Sale Price on Jun 26, 2020
  • Prior Sale Amount on Jul 12, 1990
Deed Book / Page59931 / 63
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address645 CONCERTO LN, SILVER SPRING, MD 20901-5008
Transaction TypeMortgage
Record UpdatedMar 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CONCERTO LN, SILVER SPRING, MD 20901-5008

Mortgage

Document Number0653100276
DateFeb 28, 2022
Book Page65310/276
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJun 26, 2020
Property Address645 CONCERTO LN, SILVER SPRING, MD 20901-5008
Document Number0599310063
Book / Page59931 / 63
Map ReferenceMB 113 PL 13333
Instrument DateMay 26, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCLA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,862.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address645 CONCERTO LN, SILVER SPRING, MD 20901-5008

Mortgage

Document Number5993173
DateJun 26, 2020
Instrument59931/73
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$437,900 (+5%) Land $184,000 Building $253,900$437,900 (-) Land $184,000 Building $253,900
2025$4,545.00 (+27.99%)$417,033 (+11.12%)$437,900 (+16.68%) Land $184,000 Building $253,900
2023$375,300 Land $184,000 Building $191,300$375,300 Land $184,000 Building $191,300
2022$3,551.00

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