Berkeley County property record for 645 Colt Dr, Cross, SC 29436
| Property Type | Mobile Home |
|---|---|
| Details | 1,056 sqft |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,200 (Aug 2013) |
| Tax Bill | $310 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-00-07-031 |
| Primary APN | 042-00-07-031 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,056 sqft Finished Area |
| Gross Area | 3,532 sqft |
| 1st Floor Area | 1,056 sqft |
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Carport |
| Garage Area | 578 sqft |
| Carport | Carport |
| Carport Area | 578 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 956 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 750 sqft |
| Street Address | 645 COLT DR |
|---|---|
| City | CROSS |
| State | SC |
| Zip | 29436-3260 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 453PINE SUBDIVISION |
| Legal Subdivision | CROSS AREA (EAST) |
| Legal Lot Number | 3 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | CROSS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20101 |
645 Colt Dr, a mobile home, is owned and occupied by an individual who bought it in August 2013.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 COLT DR, CROSS, SC 29436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2013 · Amount on File |
| Deed Sale | Aug 7, 2013 · Amount on File |
| Deed Document Number | 201320820 |
| Deed Book / Page | 10299 / 165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 645 COLT DR, CROSS, SC 29436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3443/0334 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 3443/334 |
| Instrument | 2020028043 |
| Name | FARMERS AND MERCHANTS BANK OF SC |
|---|---|
| Type | Bank |
| Address | MONCKS CORNER, SC 29461 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 23, 2025 |
The 2025 property tax bill for 645 Colt Dr was $310 with a homeowner's exemption, up 9.5% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,855 (+2,400.16%) Land $27,143 Building $50,712 | $139,400 (-) Land $48,600 Building $90,800 | |
| 2025 | $310.00 (+9.54%) | $3,114 (-) Land $1,086 Building $2,028 | $139,400 (-) Land $48,600 Building $90,800 |
| 2024 | $283.00 Homeowner's exemption | $3,114 Land $1,086 Building $2,028 | $139,400 Land $48,600 Building $90,800 |
| 2022 | $450.00 Homeowner's exemption | $2,708 Land $576 Building $2,132 | $67,700 Land $14,400 Building $53,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 645 Colt Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1989 · Hurricane Hugo |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Colt Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
5G and 4G LTE (outdoors only)
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