645 Coastline Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 645 Coastline Way, Saint Augustine, FL 32092

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,442 sqft · built 2023
Lot Size	0.06 acres (2,613 sqft)
Owner	2 Company Names on File
Last Sale	$318,000 (Jun 2023)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026573-2350`

Property Details

APN / Parcel Number

Primary APN	`026573-2350`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,442 sqft Living Area
Gross Area	1,773 sqft
1st Floor Area	737 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Attached
Garage Area	259 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 COASTLINE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-3337
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	111/78-85 WATERFORD LAKES PHASE 3 LOT 235 OR5773/1433 & 5946/638(Q/C) & 5949/1031(Q/C)
Legal Subdivision	WATERFORD LAKES PHASE 3
Legal Block	1
Legal Lot Number	235
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20907

Owner

Source: St. Johns County records · APN 026573-2350

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	645 COASTLINE WAY, SAINT AUGUSTINE, FL 32092-3337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	202345317
Deed Book / Page	5429 / 1433
Last Transfer Date	Apr 30, 2024
Transfer Doc	0059491031
Record Updated	Sep 20, 2026

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 12, 2023
Property Address	645 COASTLINE WAY, SAINT AUGUSTINE, FL 32092-3337
Document Number	0057731433
Book / Page	5773 / 1433
Map Reference	MB 111 PG 78-85
Instrument Date	Jun 09, 2023
Instrument	2023045317
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 COASTLINE WAY, SAINT AUGUSTINE, FL 32092-3337

Mortgage

Document Number	0057731434
Date	Jun 12, 2023
Instrument	5773/1434

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,823 (-8.66%) Land $60,000 Building $187,823	$247,823 (-8.66%) Land $60,000 Building $187,823
2025	$3,988.00 (+1,470.08%)	$271,313 (+2.54%)	$271,313 (+2.54%) Land $60,000 Building $211,313
2024	$254.00 (-76.17%) Disabled Person's exemption Veteran's exemption	$264,584 (+313.41%)	$264,584 (+313.41%) Land $64,000 Building $200,584
2023	$1,066.00 (+395.81%)	$64,000 (+280.95%)	$64,000 (+280.95%) Land $64,000
2022	$215.00	$16,800	$16,800 Land $16,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 197 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.