645 Co Rd 506, Centre, AL 35960 Property Records

Cherokee County property record for 645 Co Rd 506, Centre, AL 35960

Property Summary

Property Type	Other Improved
Details	558 sqft · built 2021
Lot Size	0.368 acres (16,017 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2021)
Tax Bill	$553 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-13-05-16-0-000-003.008`

Property Details

APN / Parcel Number

Primary APN	`13-13-05-16-0-000-003.008`
Alternative APNs	`ALT APN:1305160000003008` `213175`

Interior

Building Area	558 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	16,017 sqft (0.368 acres)

Location & Zoning

Account Number	213175
Street Address	645 COUNTY ROAD 506
City	CENTRE
State	AL
Zip	35960
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 4 NEWBERRY COVE S/D, PB 8/44
Legal Range	10E
Legal Township	10S
Legal Section	16
Legal Subdivision	NEWBERRY COVE SD
Legal Lot Number	4
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1010
Census Tract	956102

Owner

Source: Cherokee County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	163 HILLCREST CT, HIRAM, GA 30141-5175
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	2021220457
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 20, 2021
Property Address	645 COUNTY ROAD 506, CENTRE, AL 35960-5929
Document Number	0000220457
Map Reference	PB 8 PG 44
Instrument Date	Sep 14, 2021
Instrument	220457
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1483 COUNTY ROAD 91, FRUITHURST, AL 36262-3571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 HILLCREST CT, HIRAM, GA 30141-5175
Investor	Possibly a Property Investor

Mortgage

Document Number	0000220458
Date	Sep 20, 2021
Instrument	220458

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00 (+6.96%)	$13,180 (+6.98%) Land $8,180 Building $5,000	$67,600 (+9.74%) Land $42,000 Building $25,600
2024	$517.00	$12,320 (-) Land $7,500 Building $4,820	$61,600 (-) Land $37,500 Building $24,100
2023	$517.00	$12,320 (-)	$61,600 (-) Land $37,500 Building $24,100
2022	$517.00	$12,320 Land $7,500 Building $4,820	$61,600 Land $37,500 Building $24,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

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