645 Co Rd 3365, Kempner, TX 76539 Property Records

Lampasas County property record for 645 Co Rd 3365, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,678 sqft · built 1994
Lot Size	3.16 acres (137,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,400 (Aug 2018)
Tax Bill	$6,350 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 1 more
APN	`11017-014-000-10`

Property Details

APN / Parcel Number

Primary APN	`11017-014-000-10`
Alternative APN	`3238`

Interior

Full Baths	1 Bath
Building Area	3,678 sqft Total Area
1st Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Lot Area	137,867 sqft (3.16 acres)
Garage Type	Attached
Garage Area	384 sqft
Porch	Porch
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	11017-014-000-10
Street Address	645 COUNTY ROAD 3365
City	KEMPNER
State	TX
Zip	76539-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: TRACT 14B ADDN: REPLAT OF LOTS 7-19 BINION CRK EST PH I LOCCD:108
Legal Subdivision	BINION CREEK ESTATES, PHASE 1
Legal Tract	14B
Legal Lot Number	7-19
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	1
Census Block	1005
Census Tract	950304

Owner

Source: Lampasas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 COUNTY ROAD 3365, KEMPNER, TX 76539-3550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jul 17, 2019	Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC
Aug 9, 2018	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Jun 10, 2009 · Amount on Record
Deed Document Number	2018173262
Deed Book / Page	545 / 901
Transfer Doc	000452/819
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	645 COUNTY ROAD 3365, KEMPNER, TX 76539-3550
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000395/672
Date	Mar 16, 2021
Book Page	395/672
Instrument	185600

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	645 COUNTY ROAD 3365, KEMPNER, TX 76539-3550
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000367/024
Date	Jul 17, 2019
Book Page	367/024
Instrument	177537

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMPASAS TX
Recording Date	Aug 9, 2018
Property Address	645 COUNTY ROAD 3365, KEMPNER, TX 76539-3550
Document Number	000545/901
Book / Page	545 / 901
Map Reference	CAB 1 SL 282-283
Instrument Date	Aug 6, 2018
Instrument	173262
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 COUNTY ROAD 3365, KEMPNER, TX 76539-3550

Mortgage

Document Number	0000173263
Date	Aug 9, 2018
Instrument	173263

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lampasas County
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,350.00	$408,330 (-) Land $108,690 Building $299,640	$408,330 (-) Land $108,690 Building $299,640
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$408,330 (-6.43%) Land $108,690 Building $299,640	$408,330 (-6.43%) Land $108,690 Building $299,640
2023		$436,370 Land $136,730 Building $299,640	$436,370 Land $136,730 Building $299,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 60% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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