Flagler County property record for 645 Co Rd 140, Bunnell, FL 32110
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,446 sqft · built 1990 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Jul 2016) |
| Tax Bill | $1,889 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-13-29-1650-00130-0040 |
| Primary APN | 25-13-29-1650-00130-0040 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,446 sqft Heated Area |
| Gross Area | 2,628 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Driveway | Driveway |
| Driveway Area | 240 sqft |
| Patio Area | 10 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 645 COUNTY ROAD 140 |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | 5.00 AC DUPONT RY & LAND CO SUB BLK 13 N 1/2 LOT 4 OR 324 PG 426, OR 407 PG 883 OR 438 PG 1832-FPL ESMT OR 701 PG 1716 OR 197 |
| Legal Range | 29E |
| Legal Township | 13S |
| Legal Section | 25 |
| Legal Subdivision | DUPONT RAILWAY & LAND CO |
| Legal Block | 13 |
| Legal Lot Number | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 60206 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 645 COUNTY ROAD 140, BUNNELL, FL 32110-5627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2016 · Amount on Record |
| Deed Sale | Jul 27, 2016 · Amount on Record |
| Prior Sale | Nov 19, 2013 · Amount on Record |
| Deed Document Number | 2016024173 |
| Deed Book / Page | 2146 / 1406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 645 COUNTY ROAD 140, BUNNELL, FL 32110-5627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 645 COUNTY ROAD 140, BUNNELL, FL 32110-5627 |
| Document Number | 0028441955 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 2844/1955 |
| Instrument | 2024005191 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 25, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 645 COUNTY ROAD 140, BUNNELL, FL 32110-5627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 645 COUNTY ROAD 140, BUNNELL, FL 32110-5627 |
| Document Number | 0026061724 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 2606/1724 |
| Instrument | 2021051164 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,889.00 (-14.6%) Homeowner's exemption | $178,306 (+5.99%) | $333,550 (+11.34%) Land $125,000 Building $208,550 |
| 2023 | $2,212.00 (+8.48%) Homeowner's exemption | $168,234 (+3%) | $299,565 (+1.52%) Land $87,500 Building $212,065 |
| 2022 | $2,039.00 Homeowner's exemption | $163,334 | $295,090 Land $87,500 Building $207,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (2001–2024) |
| Claims Outside the SFHA | 12 of 14 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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