645 Co Rd 13a S, Elkton, FL 32033 Property Records

St. Johns County property record for 645 Co Rd 13a S, Elkton, FL 32033

Property Summary

Property Type	Pasture
Details	5 bd · 3 ba · 3,392 sqft · built 1900
Lot Size	26 acres (1,132,560 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Dec 2022)
Tax Bill	$3,367 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`031010-0011`

Property Details

APN / Parcel Number

Primary APN	`031010-0011`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Units	4 Units
Stories	1 Story
Building Area	3,392 sqft Gross Area
1st Floor Area	1,932 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,132,560 sqft (26 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Glass Porch
Porch Area	682 sqft
Patio Area	408 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 COUNTY ROAD 13A S
City	ELKTON
State	FL
Zip	32033-2511
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	OR
Legal Description	3-1A PT OF E1/2 LYING W OF RD #13A & S OF MC CULLOUGH CREEK OR5684/921
Legal Range	28E
Legal Township	08S
Legal Section	05
Legal Subdivision	& S OF MC CULLOUGH CREEK
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1010
Census Tract	21102

Owner

645 Co Rd 13a S, an agricultural property, is owned by two individuals who acquired it in July 2023.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	875 COUNTY ROAD 13A S, ELKTON, FL 32033-2515
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Warranty Deed, Transfer · Seller Carry-Back ANGELA BABCOCK
Mar 14, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Deed Document Number	2022114969
Deed Book / Page	5684 / 921
Last Transfer Date	Jul 26, 2023
Transfer Doc	0000017941
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 22, 2022
Property Address	ELKTON, FL 32033
Document Number	0056840921
Book / Page	5684 / 921
Instrument Date	Dec 22, 2022
Instrument	2022114969
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6799 CRESCENT COVE DR, ST AUGUSTINE, FL 32086-7649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 LOVELAND PL, SAINT JOHNS, FL 32259-3307

Mortgage

Document Number	0005684925
Date	Dec 22, 2022
Instrument	5684/925

Lender

Name	ANGELA BABCOCK
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	48 Months
Due	Dec 22, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Mar 14, 2022
Property Address	ELKTON, FL 32033
Document Number	0055141325
Book / Page	5514 / 1325
Map Reference	MB 2821 PG 1458
Instrument Date	Mar 12, 2022
Instrument	2022027226
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6799 CRESCENT COVE DR, ST AUGUSTINE, FL 32086-7649

Tax Assessment & Valuation

The 2025 property tax bill for 645 Co Rd 13a S was $3,367, up 19.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,668 (-23.7%)	$576,540 (+1.81%) Land $467,295 Building $109,245
2025	$3,367.00 (+19.19%)	$239,394	$566,267 Land $140,422 Building $425,845
2024	$2,825.00 (-54.19%)
2023	$6,167.00 (+8.61%)	$445,877 (-22.71%)	$445,877 (-22.71%) Land $350,325 Building $95,552
2022	$5,678.00	$576,873	$576,873 Land $275,279 Building $301,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 Co Rd 13a S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	54 (1997–2022)
Claims Outside the SFHA	12 of 54
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 42 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Co Rd 13a S is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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